Cook County property record for 14359 Waverly Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,334 sqft · built 2006 |
| Lot Size | 0.201 acres (8,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Aug 2015) |
| Tax Bill | $7,449 (2023) |
| Deeds & Mortgages | Feb 2024 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-11-202-014 |
| Primary APN | 28-11-202-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,334 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,750 sqft (0.201 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 14359 WAVERLY AVE |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARTHUR T (MCINTOSH) & COS (HOME) ADD TO (MIDLOTHIAN) SEC 11-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 11 |
| Legal Subdivision | MCINTOSH & COS HOME ADD TO MIDLOTHIAN |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 824701 |
14359 Waverly Ave is owned and occupied by an individual who acquired it in August 2020.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14359 WAVERLY AVE, MIDLOTHIAN, IL 60445-2937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 19, 2021 | Quit Claim Deed, Transfer FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2015 · Amount on File |
| Deed Sale | Aug 11, 2015 · Amount on File |
| Prior Sale | Sep 2, 2011 · Amount on File |
| Deed Document Number | 201522089 |
| Last Transfer Date | Aug 24, 2020 |
| Transfer Doc | 0000013075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14359 WAVERLY AVE, MIDLOTHIAN, IL 60445-2937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 14359 WAVERLY AVE, MIDLOTHIAN, IL 60445-2937 |
| Document Number | 0003833054 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 2403833054 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14359 WAVERLY AVE, MIDLOTHIAN, IL 60445-2937 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020713042 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2320713042 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14359 WAVERLY AVE, MIDLOTHIAN, IL 60445-2937 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030104547 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2130104547 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Oct 1, 2045 |
| Rate | 2.75% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 19, 2021 |
| Property Address | 14359 WAVERLY AVE, MIDLOTHIAN, IL 60445-2937 |
| Document Number | 2101913075 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 1913075 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14359 WAVERLY AVE MIDLOTHIAN IL 604452937, MIDLOTHIAN, IL 60445-2937 |
| Document Number | 2101913076 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 1913076 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 18, 2046 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,001 Land $3,063 Building $19,938 | $230,010 Land $30,630 Building $199,380 | |
| 2023 | $7,449.00 (+3.98%) | ||
| 2022 | $7,164.00 Homeowner's exemption | $18,669 Land $2,625 Building $16,044 | $186,690 Land $26,250 Building $160,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14359 Waverly Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 38 (1981–2026) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14359 Waverly Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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