1435 Robin Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1435 Robin Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 907 sqft · built 1940
Lot Size	0.253 acres (11,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Sep 2022)
Tax Bill	$3,522 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-28-402-036`

Property Details

APN / Parcel Number

Primary APN	`8913-28-402-036`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	907 sqft Living Area
1st Floor Area	672 sqft
Attic	Attic
Attic Area	235 sqft
Basement Area	672 sqft
Finished Basement	450 sqft
Unfinished Basement	672 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,025 sqft (0.253 acres)
Lot Dimensions	105 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1435 ROBIN RD
City	WATERLOO
State	IA
Zip	50701-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON PARK N 105 FT LOT 78 EXC W 65 FT
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	HUNTINGTON PARK
Legal Lot Number	78
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2032
Census Tract	1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1435 ROBIN RD, WATERLOO, IA 50701-3642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2018	Deed of Trust, Mortgage DEERE EMPLOYEES CREDIT UNION
Apr 28, 2017	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU
Apr 28, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	20226860
Prior Transfer Date	Nov 17, 2010
Prior Transfer Doc	2011010017
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1435 ROBIN RD, WATERLOO, IA 50701-3642
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900007393
Date	Nov 6, 2018
Instrument	201900007393

Lender

Name	DEERE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1435 ROBIN RD, WATERLOO, IA 50701-3642
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018829
Date	Apr 28, 2017
Instrument	2017-00018829

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1435 ROBIN RD, WATERLOO, IA 50701-3642
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018830
Date	Apr 28, 2017
Instrument	2017-00018830

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 5, 2027

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,522.00 (+5.83%) Homeowner's exemption	$183,490 (+12.13%) Land $30,710 Building $152,780	$183,490 (+12.13%) Land $30,710 Building $152,780
2024	$3,328.00 (+20.41%)
2023		$163,640 (+21.47%) Land $30,710 Building $132,930	$163,640 (+21.47%) Land $30,710 Building $132,930
2022	$2,764.00 Homeowner's exemption	$134,720 Land $30,710 Building $104,010
2021			$134,720 Land $30,710 Building $104,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1978–2013)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink, Verizon, Waterloo Fiber.

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