Harris County property record for 1435 Oak Stream Dr, Houston, TX 77043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,422 sqft · built 1966 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (May 2020) |
| Tax Bill | $6,197 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 096-415-000-0001 |
| Primary APN | 096-415-000-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,422 sqft Living Area |
| 1st Floor Area | 2,422 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,000 sqft (0.207 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 200 sqft |
| Patio Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0964150000001 |
|---|---|
| Street Address | 1435 OAK STREAM DR |
| City | HOUSTON |
| State | TX |
| Zip | 77043-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 3 SHERWOOD OAKS |
| Legal Subdivision | SHERWOOD OAKS |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 543202 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1435 OAK STREAM DR, HOUSTON, TX 77043-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 5, 2020 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on Record |
| Deed Sale | May 5, 2020 · Amount on Record |
| Prior Sale | Apr 2, 2013 · Amount on Record |
| Deed Document Number | 2020186609 |
| Prior Transfer Date | May 1, 2020 |
| Prior Transfer Doc | 0000186609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1435 OAK STREAM DR, HOUSTON, TX 77043-3410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000653940 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-653940 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.74% |
| Type Change Date | Dec 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.74% |
| Index | Other |
| Max Rate | 7.74% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 5, 2020 |
| Property Address | 1435 OAK STREAM DR, HOUSTON, TX 77043-3410 |
| Document Number | 0000186609 |
| Map Reference | VOL 104 PG 57 |
| Instrument Date | May 1, 2020 |
| Instrument | 2020-186609 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1435 OAK STREAM DR, HOUSTON, TX 77043-3410 |
| Document Number | 0000186610 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020-186610 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Spring Branch Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,304 (+10.71%) Land $198,000 Building $288,304 | $486,304 (+10.71%) Land $198,000 Building $288,304 | |
| 2025 | $6,197.00 (+46.64%) Homeowner's exemption | $439,274 (-7.06%) Land $198,000 Building $241,274 | $439,274 (-7.06%) Land $198,000 Building $241,274 |
| 2024 | $4,226.00 (-15.17%) | ||
| 2023 | $472,624 Land $153,000 Building $319,624 | $472,624 Land $153,000 Building $319,624 | |
| 2022 | $4,982.00 (+23.62%) | ||
| 2020 | $4,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 12 (2016–2026) |
| Claims Outside the SFHA | 12 of 12 |
| Most Recent Claim | May 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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