San Diego County property record for 1435 Monument Hill Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,974 sqft · built 1983 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Jul 2018) |
| Tax Bill | $8,080 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 498-310-57-00 |
| Primary APN | 498-310-57-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,974 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 26,572 sqft (0.61 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 1435 MONUMENT HILL RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-8433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PAR 3 TR PM10368 |
| Legal Subdivision | RANCHO DEL RIO MOBILEHOME PARK |
| Legal Tract | 10368 |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 15408 |
1435 Monument Hill Rd is owned and occupied by two individuals who bought it in July 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| Jul 24, 2018 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 12, 2017 | Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK |
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on File |
| Deed Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 2018301034 |
| Prior Transfer Date | Dec 7, 2017 |
| Prior Transfer Doc | 0000578038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Document Number | 0000636374 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-0636374 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000453046 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 2017-0453046 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Document Number | 0000373927 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | WESTERN RESOURCES TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1435 MONUMENT HILL RD EL CAJON CA 920208433, EL CAJON, CA 92020-8433 |
| Document Number | 0000373927 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 373927 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 24, 2018 |
| Property Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Document Number | 0000301034 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 2018-0301034 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2382 BAR BIT RD, SPRING VALLEY, CA 91978-1902 |
| Document Number | 0000301035 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018-0301035 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 12, 2017 |
| Property Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Document Number | 0000578038 |
| Map Reference | PM10368 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 2017-0578038 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Document Number | 0000578039 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 2017-0578039 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1435 MONUMENT HILL RD, EL CAJON, CA 92020-8433 |
| Document Number | 0000172680 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1435 MONUMENT HILL RD EL CAJON CA 920208433, EL CAJON, CA 92020-8433 |
| Document Number | 0000172680 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 172680 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92186-5833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1435 Monument Hill Rd was $8,080.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $699,757 (+2%) Land $240,527 Building $459,230 | |
| 2025 | $8,080.00 | $686,037 Land $235,811 Building $450,226 |
| 2023 | $7,921.00 (+1.59%) | $659,400 Land $226,655 Building $432,745 |
| 2022 | $7,797.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1435 Monument Hill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1435 Monument Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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