1435 Ludwig Ct, Lancaster, OH 43130 Property Records

Fairfield County property record for 1435 Ludwig Ct, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 1984
Lot Size	0.295 acres (12,881 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Aug 2017)
Tax Bill	$2,279 (2023)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-41575.00`

Property Details

APN / Parcel Number

Primary APN	`053-41575.00`
Alternative APN	`0415 00035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,881 sqft (0.295 acres)
Lot Dimensions	140 ft deep x 92 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	0415 00035
Street Address	1435 LUDWIG CT
City	LANCASTER
State	OH
Zip	43130-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERIDAN-RAINBOW DIV NO 3 LOT 23
Legal Subdivision	SHERIDAN-RAINBOW DIV NO 3
Legal Lot Number	23
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2042
Census Tract	31000

Owner

1435 Ludwig Ct is owned and occupied by two individuals who bought it in August 2017.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1435 LUDWIG CT, LANCASTER, OH 43130-1249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jan 6, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Aug 3, 2017	Grant Deed, Transfer · VA Mortgage PARTNERS UNITED FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Prior Sale	Sep 6, 2016 · Amount on File
Deed Document Number	201700014210
Deed Book / Page	1744 / 1283
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1435 LUDWIG CT, LANCASTER, OH 43130-1249
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	RIVERTOWNE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000551
Date	Jan 8, 2021
Instrument	202100000551

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1435 LUDWIG CT, LANCASTER, OH 43130-1249
Document Number	0000001236
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1435 LUDWIG CT LANCASTER OH 431301249, LANCASTER, OH 43130-1249

Mortgage

Document Number	0000001236
Date	Jan 17, 2020
Book Page	001813/001655
Instrument	1236

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 3, 2017
Property Address	1435 LUDWIG CT, LANCASTER, OH 43130-1249
Document Number	0000014210
Book / Page	001744 / 001283
Instrument Date	Jul 28, 2017
Instrument	14210
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1435 LUDWIG CT LANCASTER OH 431301249, LANCASTER, OH 43130-1249

Mortgage

Document Number	14211
Date	Aug 3, 2017
Book Page	001744/001285
Instrument	14211

Lender

Name	PARTNERS UNITED FINANCIAL LLC
Address	WORTHINGTON, OH 43085

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,740 Land $19,610 Building $78,130	$279,260 Land $56,020 Building $223,240
2023	$2,279.00 Homeowner's exemption	$62,680 (-) Land $13,560 Building $49,120
2022	Homeowner's exemption	$62,680 Land $13,560 Building $49,120	$179,080 Land $38,750 Building $140,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1435 Ludwig Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1435 Ludwig Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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