1435 Laurens Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 1435 Laurens Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1955
Lot Size	0.619 acres (27,007 sqft)
Owner	Individual Name on Record
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2021 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`34261`

Property Details

APN / Parcel Number

Primary APN	`34261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	3,788 sqft
Basement Area	1,894 sqft
Unfinished Basement	1,894 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.619 acres)
Garage Area	650 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	LAURENS RD
City	HAYES
State	VA
Zip	23072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	WATERVIEW BK B LOT 6 YORK RIVER
Legal Subdivision	PLAT: PB1 78
Legal Block	B
Legal Lot Number	6
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2032
Census Tract	100301

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 423, GLOUCESTER PT, VA 23062-0423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS & LOAN ASSOCIATION
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WATERMARK CAPITAL INC
Aug 31, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 31, 2018
Transfer Doc	0180003904
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	LAURENS RD, HAYES, VA 23072
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000416
Date	Feb 7, 2024
Instrument	240000416

Lender

Name	THIRD FEDERAL SAVINGS & LOAN ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2054

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	LAURENS RD, HAYES, VA 23072
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002518
Date	Apr 6, 2021
Instrument	210002518

Lender

Name	WATERMARK CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 31, 2018
Property Address	LAURENS RD, HAYES, VA 23072
Document Number	0180003904
Instrument Date	Aug 31, 2018
Instrument	180003904
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 423, GLOUCESTER POINT, VA 23062-0423

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 13, 2017
Property Address	LAURENS RD, HAYES, VA 23072
Document Number	0170001701
Instrument Date	Apr 7, 2017
Instrument	170001701
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 LAURENS RD, GLOUCESTER POINT, VA 23062-2013

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00 (+5.22%)	$481,810 (-) Land $205,430 Building $276,380	$481,810 (-) Land $205,430 Building $276,380
2024	$2,857.00	$481,810 (-) Land $205,430 Building $276,380	$481,810 (-) Land $205,430 Building $276,380
2023	$2,857.00 (+6.92%)	$481,810 (+32.49%) Land $205,430 Building $276,380	$481,810 (+32.49%) Land $205,430 Building $276,380
2022	$2,672.00	$363,650 Land $177,030 Building $186,620	$363,650 Land $177,030 Building $186,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1998–2009)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Nov 2009 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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