1435 Laredo Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 1435 Laredo Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,042 sqft · built 1981
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$199,990 (Aug 2024)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Oct 2022 Sale Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0329-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0329-0160`
Alternative APNs	`00410479` `410479`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,042 sqft Living Area
Gross Area	1,772 sqft
1st Floor Area	1,042 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00410479
Street Address	1435 LAREDO AVE
City	SPRING HILL
State	FL
Zip	34608-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 329 LOT 16
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 7
Legal Block	329
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1023
Census Tract	41104

Owner

1435 Laredo Ave is owned by an individual who bought it in August 2024.

Source: Hernando County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	6731 20TH ST, ZEPHYRHILLS, FL 33542-1202
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Warranty Deed, Transfer
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Apr 20, 2022	Correction Deed · Conventional Mortgage E MORTGAGE CAPITAL INC
Feb 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on File
Deed Sale	Aug 27, 2024 · Amount on File
Prior Sale	Jan 13, 2015 · Amount on File
Deed Document Number	202453121
Deed Book / Page	4462 / 1607
Prior Transfer Date	Apr 11, 2022
Prior Transfer Doc	0041580353
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 10, 2022
Property Address	1435 LAREDO AVE, SPRING HILL, FL 34608-5534
Document Number	0042280918
Book / Page	4228 / 918
Map Reference	MB 8 PG 11-24
Instrument Date	Aug 29, 2022
Instrument	2022074243
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	777 BRICKELL AVE # AVE500-90, 777, MIAMI, FL 33131-2809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 BRICKELL AVE STE 500-90, 500, MIAMI, FL 33131-2803
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1435 LAREDO AVE, SPRING HILL, FL 34608-5534
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5238 ENFIELD AVE, SPRING HILL, FL 34608-2511

Mortgage

Document Number	0039190936
Date	Dec 2, 2020
Book Page	3919/936
Instrument	2020075396

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 20, 2022
Property Address	1435 LAREDO AVE, SPRING HILL, FL 34608-5534
Document Number	0041580353
Book / Page	4158 / 353
Map Reference	MB 8 PG 11-24
Instrument Date	Apr 11, 2022
Instrument	2022029728
Record Updated	Sep 26, 2022
Title Company	TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5238 ENFIELD AVE, 5238, SPRING HILL, FL 34608-2511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5238 ENFIELD AVE, SPRING HILL, FL 34608-2511

Mortgage

Document Number	0004158355
Date	Apr 20, 2022
Instrument	4158/355

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 6, 2020
Property Address	1435 LAREDO AVE, SPRING HILL, FL 34608-5534
Document Number	0038031915
Book / Page	003803 / 001915
Instrument Date	Jan 17, 2020
Instrument	7957
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 ARBUCKLE RD SPRING HILL FL 346085307, SPRING HILL, FL 34608-5307

Tax Assessment & Valuation

The 2025 property tax bill for 1435 Laredo Ave was $2,282.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,282.00	$150,896 Land $38,000 Building $112,896	$150,896 Land $38,000 Building $112,896
2023		$140,447 (+6.4%) Land $31,944 Building $108,503
2022	$2,133.00	$132,003 Land $27,000 Building $105,003	$140,447 Land $30,000 Building $110,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1435 Laredo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1435 Laredo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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