1435 Lancaster St, Bluffton, IN 46714 Property Records

Wells County property record for 1435 Lancaster St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,732 sqft · built 1980
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$49,800 (Aug 2009)
Tax Bill	$777 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-32-400-004.000-011`

Property Details

APN / Parcel Number

Primary APN	`90-05-32-400-004.000-011`
Alternative APNs	`00001584796` `0120975900`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Basement Area	184 sqft
Unfinished Basement	184 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Gazebo	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001584796
Street Address	1435 LANCASTER ST
City	BLUFFTON
State	IN
Zip	46714-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00-27-12 .370A S E PT S W S E
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3008
Census Tract	40400

Owner

Source: Wells County records · APN 90-05-32-400-004.000-011

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1435 LANCASTER ST, BLUFFTON, IN 46714-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2009 · Amount on Record
Deed Sale	Aug 19, 2009 · Amount on Record
Prior Sale	Feb 26, 2008
Deed Book / Page	148 / 469
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1435 LANCASTER ST, BLUFFTON, IN 46714-1633
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190063
Date	Jan 07, 2019
Instrument	20190063

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00 (+15.97%) Homeowner's exemption	$123,500 (+9.39%) Land $17,700 Building $105,800	$123,500 (+9.39%) Land $17,700 Building $105,800
2024	$670.00 (+24.07%)
2023		$112,900 (+6.71%) Land $17,700 Building $95,200	$112,900 (+6.71%) Land $17,700 Building $95,200
2022	$540.00	$105,800 Land $17,700 Building $88,100	$105,800 Land $17,700 Building $88,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 337 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.