1435 Englewood Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1435 Englewood Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,248 sqft · built 1992
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Jul 2019)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-31-3373-0001-0590`

Property Details

APN / Parcel Number

Primary APN	`07-26-31-3373-0001-0590`
Alternative APNs	`263107337300010590` `96561`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,248 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	2,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	480 sqft
Porch	Open/Unfinished Porch
Porch Area	270 sqft
Deck Area	627 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1435 ENGLEWOOD DR
City	SAINT CLOUD
State	FL
Zip	34772-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS1
Legal Description	HICKORY HOLLOW UNIT 2 PB 5 PG 142-143 LOT 59
Legal Range	31E
Legal Township	26S
Legal Section	07
Legal Subdivision	HICKORY HOLLOW UNIT 2
Legal Tract	3373
Legal Block	1
Legal Lot Number	59
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1045
Census Tract	43301

Owner

1435 Englewood Dr is owned and occupied by two individuals who acquired it in November 2019.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1435 ENGLEWOOD DR, SAINT CLOUD, FL 34772-7535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Nov 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 1, 2019	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Jan 30, 2014 · Amount on File
Deed Document Number	201984750
Deed Book / Page	5550 / 130
Last Transfer Date	Nov 7, 2019
Transfer Doc	0056202619
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1435 ENGLEWOOD DR, SAINT CLOUD, FL 34772-7535
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 ENGLEWOOD DR, SAINT CLOUD, FL 34772-7535

Mortgage

Document Number	0060060310
Date	Jul 20, 2021
Book Page	6006/310
Instrument	2021112510

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 8, 2019
Property Address	1435 ENGLEWOOD DR, SAINT CLOUD, FL 34772-7535
Document Number	0056202619
Book / Page	005620 / 002619
Instrument Date	Nov 7, 2019
Instrument	145978
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1435 ENGLEWOOD DR ST CLOUD FL 347727535, ST CLOUD, FL 34772-7535

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 1, 2019
Property Address	1435 ENGLEWOOD DR, SAINT CLOUD, FL 34772-7535
Document Number	0055500130
Book / Page	5550 / 0130
Map Reference	MB 5 PG 142&143
Instrument Date	Jun 28, 2019
Instrument	2019084750
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	A CLEAR CHOICE T&E OF OSCEOI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,142.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S TROPICAL TRL # TRL321, 225, MERRITT ISLAND, FL 32952-4836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 ENGLEWOOD DR, SAINT CLOUD, FL 34772-7535

Mortgage

Document Number	0005550131
Date	Jul 1, 2019
Instrument	5550/131

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1435 Englewood Dr was $3,748 with a homeowner's exemption, up 5.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,748.00 (+5.25%) Homeowner's exemption	$259,954	$388,800 Land $65,000 Building $323,800
2024	$3,561.00 (+2.15%)
2023	$3,486.00 (+4.28%) Homeowner's exemption	$245,270 (+3%)	$382,200 (+37.58%) Land $65,000 Building $317,200
2022	$3,343.00 Homeowner's exemption	$238,127	$277,800 Land $55,000 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1435 Englewood Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1435 Englewood Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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