1435 Cranston Rd, Morehead, KY 40351 Property Records

Rowan County property record for 1435 Cranston Rd, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,800 sqft · built 1993
Lot Size	24.2 acres (1,055,894 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2020)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-00 00 042.01`

Property Details

APN / Parcel Number

Primary APN	`060-00 00 042.01`
Alternative APNs	`4495` `4506` `4741`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	1,055,894 sqft (24.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	4741
Street Address	1435 CRANSTON RD
City	MOREHEAD
State	KY
Zip	40351-9510
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	26.44 ACRES HOUSE & DETACHED GARAGE
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2006
Census Tract	950100

Owner

Source: Rowan County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1435 CRANSTON RD, MOREHEAD, KY 40351-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK
Apr 13, 2022	Correction Deed
Oct 13, 2020	Deed, Transfer · Conventional Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	2006825
Deed Book / Page	D277 / 255
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1435 CRANSTON RD, MOREHEAD, KY 40351-9510
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00A427/573
Date	Dec 14, 2020
Book Page	A427/573
Instrument	2007547

Lender

Name	KENTUCKY BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 27, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 13, 2022
Property Address	1435 CRANSTON RD, MOREHEAD, KY 40351-9510
Document Number	00D283/556
Book / Page	D283 / 556
Map Reference	MB S PG 344
Instrument Date	Apr 2, 2022
Instrument	2016072
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 CLEARFORK N, MOREHEAD, KY 40351-9535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1435 GRANSTON ROAD, MOREHEAD, KY 40351

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 13, 2020
Property Address	1435 CRANSTON RD, MOREHEAD, KY 40351-9510
Document Number	00D277/255
Book / Page	D277 / 255
Instrument Date	Oct 9, 2020
Instrument	2006825
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 CLEARFORK N, MOREHEAD, KY 40351-9535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 CRANSTON RD, MOREHEAD, KY 40351-9510
Investor	Possibly a Property Investor

Mortgage

Document Number	0002006826
Date	Oct 13, 2020
Instrument	2006826

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,707.00 (-1.78%)	$323,524 (-) Land $290,694 Building $32,830	$377,164 (-) Land $73,234 Building $303,930
2023	$2,756.00	$323,524 Land $290,694 Building $32,830	$377,164 Land $73,234 Building $303,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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