1435 Centerville Rd, Mineral, VA 23117 Property Records

Louisa County property record for 1435 Centerville Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,224 sqft · built 2004
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Nov 2016)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30C1 3 74`

Property Details

APN / Parcel Number

Primary APN	`30C1 3 74`
Alternative APNs	`21599` `20355`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	550 sqft
Flooring	Wood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Garage Area	550 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	160 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20355
Street Address	1435 CENTERVILLE RD
City	MINERAL
State	VA
Zip	23117-4686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	TALL PINES SUBDIVISION SEC 2 LOT 74 DB 1481/708 .923 AC
Legal Subdivision	TALL PINES SUBDIVISION
Legal Lot Number	74
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1013
Census Tract	950102

Owner

Source: Louisa County records · APN 30C1 3 74

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1435 CENTERVILLE RD, MINERAL, VA 23117-4686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Jun 11, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2016 · Amount on Record
Deed Sale	Nov 01, 2016 · Amount on Record
Prior Sale	May 24, 2005 · Amount on Record
Deed Document Number	20169536
Deed Book / Page	1481 / 708
Last Transfer Date	Jun 03, 2024
Transfer Doc	001958/838
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Recording Date	Apr 30, 2026
Property Address	1435 CENTERVILLE RD, MINERAL, VA 23117-4686
Document Number	0000004141
Book / Page	2083 / 927
Instrument Date	Apr 24, 2026
Instrument	20264141
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 CENTERVILLE RD, MINERAL, VA 23117-4686

Mortgage

Document Number	0000004141,
Date	Apr 30, 2026
Book Page	2083/927
Instrument	20264141

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1435 CENTERVILLE RD, MINERAL, VA 23117-4686
Document Number	0000005289
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 CENTERVILLE RD MINERAL VA 231174686, MINERAL, VA 23117-4686

Mortgage

Document Number	0000005289
Date	Jun 16, 2020
Book Page	001678/000795
Instrument	5289

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1435 CENTERVILLE RD, MINERAL, VA 23117-4686
Document Number	0000010116
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 CENTERVILLE RD MINERAL VA 231174686, MINERAL, VA 23117-4686

Mortgage

Document Number	0000010116
Date	Nov 05, 2018
Book Page	001588/000404
Instrument	10116

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,308 (+6.65%) Land $74,500 Building $364,808	$439,308 (+6.65%) Land $74,500 Building $364,808
2025	$2,965.00 (+8.85%)	$411,900 (+12.69%) Land $74,500 Building $337,400	$411,900 (+12.69%) Land $74,500 Building $337,400
2024	$2,724.00 (+48.37%)
2023		$365,500 Land $62,500 Building $303,000
2022	$1,836.00		$365,500 Land $62,500 Building $303,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

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