St. Louis County property record for 1435 90th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1920 |
| Lot Size | 0.047 acres (2,074 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Nov 2022) |
| Tax Bill | $1,882 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3305-00810 |
| Primary APN | 010-3305-00810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 784 sqft Gross Area |
| 1st Floor Area | 392 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Row Home |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Lot Area | 2,074 sqft (0.047 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 56 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1139871 |
|---|---|
| Street Address | 1435 90TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 81 AND 82 SERIAL # |
| Legal Subdivision | REARR OF S 10 11 12 OF MORGAN |
| Legal Block | 10 |
| Legal Lot Number | 81-82 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 3700 |
Source: St. Louis County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1435 90TH AVE W, DULUTH, MN 55808-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Nov 7, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 22, 2018 | Warranty Deed, Transfer CARLTON COUNTY ABSTRACT AND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on Record |
| Deed Sale | Nov 7, 2022 · Amount on Record |
| Prior Sale | Jan 22, 2018 · Amount on Record |
| Deed Document Number | 20221063254 |
| Prior Transfer Date | Jul 8, 2002 |
| Prior Transfer Doc | 0000791502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 2, 2026 |
| Property Address | 1435 90TH AVE W, DULUTH, MN 55808-1527 |
| Document Number | 0001105581 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20261105581 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1435 90TH AVE W, DULUTH, MN 55808-1527 |
| Document Number | 0001105581, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20261105581 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Nov 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 7, 2022 |
| Property Address | 1435 90TH AVE W, DULUTH, MN 55808-1527 |
| Document Number | 0001063254 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 1063254 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1435 90TH AVE W, DULUTH, MN 55808-1527 |
| Document Number | 0001063255 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 1063255 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 22, 2018 |
| Property Address | 1435 90TH AVE W, DULUTH, MN 55808-1527 |
| Document Number | 000T994415 |
| Instrument Date | Jan 12, 2018 |
| Instrument | T994415 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | CARLTON COUNTY ABSTRACT AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12920 W 5TH ST DULUTH MN 558082255, DULUTH, MN 55808-2255 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,882.00 (+73.62%) | ||
| 2025 | $1,084.00 (-2.69%) | $82,200 (+6.34%) Land $4,600 Building $77,600 | $82,200 (+6.34%) Land $4,600 Building $77,600 |
| 2024 | $1,114.00 | $77,300 (+73.32%) Land $5,400 Building $71,900 | $77,300 (+73.32%) Land $5,400 Building $71,900 |
| 2022 | $44,600 Land $5,000 Building $39,600 | $44,600 Land $5,000 Building $39,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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