Clay County property record for 1435 46th Ave S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,355 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,000 (Jan 2021) |
| Tax Bill | $5,388 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.613.0130 |
| Primary APN | 58.613.0130 |
|---|
| Lot Area | 11,355 sqft (0.26 acres) |
|---|
| Street Address | 1435 46TH AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-7095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 001 LOT 013 SUBDIVISIONCD 58613 SUBDIVISIONNAME PRAIRIE MEADOWS 3RD ADD |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 28 |
| Legal Subdivision | PRAIRIE MEADOWS 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30110 |
Source: Clay County records · APN 58.613.0130
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 334 48TH AVE SW, MOORHEAD, MN 56560-6751 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA |
| Jan 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2021 · Amount on Record |
| Deed Sale | Jan 04, 2021 · Amount on Record |
| Prior Sale | Jul 22, 2011 |
| Deed Document Number | 2021810608 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1435 46TH AVE S, MOORHEAD, MN 56560-7095 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000795055 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 795055 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 08, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jan 04, 2021 |
| Property Address | 1435 46TH AVE S, MOORHEAD, MN 56560-7095 |
| Document Number | 0000810608 |
| Instrument Date | Jan 04, 2021 |
| Instrument | 810608 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $821.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1435 46TH AVE S, MOORHEAD, MN 56560-7095 |
| Document Number | 0000810609 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 810609 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,388.00 (+23.07%) | ||
| 2025 | $295,100 (+14.51%) Land $50,000 Building $245,100 | $295,100 (+14.51%) Land $50,000 Building $245,100 | |
| 2023 | $4,378.00 | $257,700 Land $46,400 Building $211,300 | $257,700 Land $46,400 Building $211,300 |
Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Cable One Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 339 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Moorhead serves 44,583 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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