14346 E Prospect Pl, Lockeford, CA 95237 Property Records

San Joaquin County property record for 14346 E Prospect Pl, Lockeford, CA 95237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,183 sqft · built 1979
Lot Size	0.149 acres (6,480 sqft)
Owner	Individual Name on Record
Tax Bill	$1,890 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-280-460-000`

Property Details

APN / Parcel Number

Primary APN	`019-280-460-000`
Alternative APN	`019-280-46`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	1,183 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	6,480 sqft (0.149 acres)
Lot Dimensions	108 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	019-280-46
Street Address	14346 E PROSPECT PL
City	LOCKEFORD
State	CA
Zip	95237-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	TRACT 1180 LOT 126
Legal Subdivision	BEAR CREEK TERRACE
Legal Tract	1180
Legal Block	2
Legal Lot Number	126
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	2
Census Block	2003
Census Tract	4701

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14346 E PROSPECT PL, LOCKEFORD, CA 95237-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 13, 2026
Property Address	14346 E PROSPECT PL, LOCKEFORD, CA 95237-9618
Document Number	0000063106
Instrument Date	Jul 13, 2026
Instrument	202663106
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14346 E PROSPECT PL, LOCKEFORD, CA 95237-9618

Mortgage

Document Number	0000063106,
Date	Jul 13, 2026
Instrument	202663106

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	14346 E PROSPECT PL, LOCKEFORD, CA 95237-9618
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14346 E PROSPECT PL, LOCKEFORD, CA 95237-9618

Mortgage

Document Number	0000076944
Date	May 3, 2021
Instrument	2021-076944

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,890.00 (+0.37%)
2025	$1,883.00 (+4.09%) Homeowner's exemption	$172,878 (+4.04%) Land $52,413 Building $120,465
2023	$1,809.00 (+2.26%) Homeowner's exemption	$166,167 Land $50,379 Building $115,788	$377,100
2022	$1,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKEFORD COMMUNITY SERV. DIST. serves 3,572 people · EPA ID CA3910008
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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