Lake County property record for 14346 Clover Ave, Cedar Lake, IN 46303
| Property Type | Row House |
|---|---|
| Details | 2 ba · 1,844 sqft · built 2021 |
| Lot Size | 0.141 acres (6,160 sqft) |
| Owner | Trust Name on File |
| Last Sale | $310,000 (Oct 2025) |
| Tax Bill | $3,635 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-15-33-254-022.000-014 |
| Primary APN | 45-15-33-254-022.000-014 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 6,160 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14346 CLOVER AVE |
|---|---|
| City | CEDAR LAKE |
| State | IN |
| Zip | 46303-0777 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | ROSE GARDEN ESTATES PUD PHASE 2 LOT 214-1 |
| Legal Phase | 2 |
| Legal Lot Number | 214-1 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 42901 |
14346 Clover Ave, a row house, is owner-occupied and held in a trust since October 2025.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 14346 CLOVER AVE, CEDAR LAKE, IN 46303-0777 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 7, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 28, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on File |
| Deed Sale | Oct 7, 2025 · Amount on File |
| Prior Sale | Oct 28, 2021 · Amount on File |
| Deed Document Number | 2025-538526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Oct 7, 2025 |
| Property Address | 14346 CLOVER AVE, CEDAR LAKE, IN 46303-0777 |
| Document Number | 0000038526 |
| Map Reference | MB 114 PG 88 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025-538526 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 14346 CLOVER AVE, CEDAR LAKE, IN 46303-0777 |
| Document Number | 0000038527 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025-538527 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Oct 28, 2021 |
| Property Address | 14346 CLOVER AVE, CEDAR LAKE, IN 46303-0777 |
| Document Number | 0000035306 |
| Map Reference | MB 114 PG 88 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021-535306 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14117 HERITAGE WAY, CEDAR LAKE, IN 46303-7297 |
| Document Number | 0000035307 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-535307 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hanover Township |
| Municipality | Cedar Lake Town |
| Unified School District | Hanover Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $299,000 (-5.77%) Land $47,400 Building $251,600 | $299,000 (-5.77%) Land $47,400 Building $251,600 | |
| 2024 | $3,635.00 (+2.57%) | $317,300 (+1.37%) Land $45,300 Building $272,000 | $317,300 (+1.37%) Land $45,300 Building $272,000 |
| 2023 | $313,000 (+8.98%) Land $45,300 Building $267,700 | $313,000 (+8.98%) Land $45,300 Building $267,700 | |
| 2022 | $3,544.00 (+50,528.57%) | $287,200 Land $45,300 Building $241,900 | $287,200 Land $45,300 Building $241,900 |
| 2021 | $7.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14346 Clover Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14346 Clover Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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