Ottawa County property record for 14345 True Rd, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,358 sqft · built 1955 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Jun 2003) |
| Tax Bill | $1,582 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004173-5 |
| Primary APN | 004173-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 984 sqft |
| Attic | Attic |
| Attic Area | 936 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 576 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004173-5 |
|---|---|
| Street Address | 14345 TRUE RD |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S26 T07 R14 SW COR E 1/2 W 1/2 NE 1/4 |
| Legal Range | 14E |
| Legal Township | 07N |
| Legal Section | 26 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 50900 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14345 TRUE RD, OAK HARBOR, OH 43449-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2003 · Amount on Record |
| Deed Sale | Jun 11, 2003 · Amount on Record |
| Prior Sale | Jun 11, 2003 · Amount on Record |
| Deed Document Number | 2003121579 |
| Deed Book / Page | 924 / 690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 14345 TRUE RD, OAK HARBOR, OH 43449-9437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000276543 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 1678/0361 |
| Instrument | 201800276543 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Benton Township |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,582.00 (-7.05%) | $45,497 (-) Land $9,048 Building $36,449 | |
| 2024 | $1,702.00 (+5.13%) | $45,497 (+17.12%) Land $9,048 Building $36,449 | $129,990 (+17.12%) Land $25,850 Building $104,140 |
| 2023 | $1,619.00 (-1.22%) | $38,847 (-) Land $6,699 Building $32,148 | |
| 2022 | $1,639.00 | $38,847 Land $6,699 Building $32,148 | |
| 2021 | $110,990 Land $19,140 Building $91,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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