14345 Sutter Creek Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 14345 Sutter Creek Rd, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1979
Lot Size	14.5 acres (631,620 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Jan 2022)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-040-004-000`

Property Details

APN / Parcel Number

Primary APN	`040-040-004-000`
Alternative APN	`4004000400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	631,620 sqft
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	14345 SUTTER CREEK RD
City	SUTTER CREEK
State	CA
Zip	95685-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	11M85 PAR D
Legal Lot Number	D
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	2
Census Block	2044
Census Tract	201

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14345 SUTTER CREEK RD, SUTTER CREEK, CA 95685-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	2022445
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jan 14, 2022
Property Address	14345 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9735
Document Number	0000000445
Map Reference	MB 11 PG 85
Instrument Date	Jan 14, 2022
Instrument	2022-0000445
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14345 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9735

Mortgage

Document Number	0000000446
Date	Jan 14, 2022
Instrument	2022-0000446

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	14345 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9735
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14345 SUTTER CREEK RD, SUTTER CREEK, CA 95685-9735

Mortgage

Document Number	0000002142
Date	Feb 23, 2021
Instrument	2021-0002142

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,512 (+2%) Land $173,188 Building $411,324
2025	$5,787.00 (+4.01%) Homeowner's exemption	$573,052 (+4.04%) Land $169,793 Building $403,259
2024			$498,510
2023	$5,564.00 (+28.71%) Homeowner's exemption	$550,800 Land $163,200 Building $387,600
2022	$4,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: unWired Broadband.

Cell Coverage

No cell data coverage reported

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