14345 Morningside Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 14345 Morningside Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,273 sqft · built 1978
Lot Size	5.76 acres (251,341 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (Jan 2022)
Tax Bill	$16,364 (2025)
Deeds & Mortgages	Jan 2022 Sale Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`059-221-046`

Property Details

APN / Parcel Number

Primary APN	`059-221-046`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,273 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	251,341 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	14345 MORNINGSIDE RD
City	ATASCADERO
State	CA
Zip	93422-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ATAS COL BL 99 LT 24 & PTN LT 25
Legal Subdivision	ATASCADERO COLONY
Legal Block	99
Legal Lot Number	24,25
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4026
Census Tract	12705

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3207 SLEEPING MEADOW WAY, SAN RAMON, CA 94582-5284
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Grant Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Jan 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 26, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEOL FAMILY TRUST (PT)
Jun 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage NICHOLSON 1987 FAMILY TR (PT)
Mar 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage NICHOLSON FAMILY TR 1987 (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	20221921
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000001922
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 13, 2022
Property Address	14345 MORNINGSIDE RD, ATASCADERO, CA 93422-5910
Document Number	0000001921
Map Reference	MB 3 PG 150
Instrument Date	Dec 23, 2021
Instrument	2022001921
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 13, 2022
Property Address	14345 MORNINGSIDE RD, ATASCADERO, CA 93422-5910
Document Number	0000001922
Map Reference	MB 3 PG 150
Instrument Date	Dec 16, 2021
Instrument	2022001922
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 SLEEPING MEADOW WAY, SAN RAMON, CA 94582-5284

Mortgage

Document Number	0000001923
Date	Jan 13, 2022
Instrument	2022001923

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 26, 2021
Property Address	14345 MORNINGSIDE RD, ATASCADERO, CA 93422-5910
Document Number	0000005996
Instrument Date	Dec 18, 2020
Instrument	5996
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14345 MORNINGSIDE RD ATASCADERO CA 934225910, ATASCADERO, CA 93422-5910

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	14345 MORNINGSIDE RD, ATASCADERO, CA 93422-5910
Document Number	0000004786
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14345 MORNINGSIDE RD ATASCADERO CA 934225910, ATASCADERO, CA 93422-5910

Mortgage

Document Number	0000004786
Date	Jan 30, 2020
Instrument	4786

Lender

Name	DEOL FAMILY TRUST (PT)
Address	3207 SLEEPING MEADOW WAY, SAN RAMON, CA 94582-5284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	14345 MORNINGSIDE RD, ATASCADERO, CA 93422-5910
Document Number	0000027086
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14345 MORNINGSIDE RD ATASCADERO CA 934225910, ATASCADERO, CA 93422-5910

Mortgage

Document Number	0000027086
Date	Jul 2, 2018
Instrument	27086

Lender

Name	NICHOLSON 1987 FAMILY TR (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	14345 MORNINGSIDE RD, ATASCADERO, CA 93422-5910
Document Number	0000011572
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14345 MORNINGSIDE RD ATASCADERO CA 934225910, ATASCADERO, CA 93422-5910

Mortgage

Document Number	0000011572
Date	Mar 23, 2018
Instrument	11572

Lender

Name	NICHOLSON FAMILY TR 1987 (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,461,281 (+2%) Land $432,972 Building $1,028,309
2025	$16,364.00 (+4.9%)	$1,432,630 (+4.04%) Land $424,483 Building $1,008,147
2023	$15,600.00 (+11.6%)	$1,377,000 Land $408,000 Building $969,000
2022	$13,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi, Surfnet Communications, Verizon.

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