14345 78th Ave, Sebastian, FL 32958 Property Records

Indian River County property record for 14345 78th Ave, Sebastian, FL 32958 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (Jan 2022)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-38-25-00002-0020-00007.0`

Property Details

APN / Parcel Number

Primary APN	`30-38-25-00002-0020-00007.0`
Alternative APN	`10993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,503 sqft Living Area
1st Floor Area	1,503 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	109 ft deep x 90 ft wide
Garage Area	783 sqft
Driveway	Driveway
Driveway Area	1,002 sqft

Exterior Amenities

Pool Area	285 sqft
Porch	Open Porch
Porch Area	697 sqft
Patio Area	582 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10993
Street Address	14345 78TH AVE
City	SEBASTIAN
State	FL
Zip	32958-3276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ERCILDOUNE HEIGHTS SUB NO 2 BLK B LOT 7 PBI 4-5
Legal Range	38
Legal Township	30
Legal Section	25
Legal Subdivision	ERCILDOUNE HEIGHTS SUBDIVISION NO 2
Legal Block	B
Legal Lot Number	7
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2010
Census Tract	50808

Owner

Source: Indian River County records · APN 30-38-25-00002-0020-00007.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14345 78TH AVE, SEBASTIAN, FL 32958-3276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2021	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY
Sep 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2022 · Amount on Record
Deed Sale	Jan 03, 2022 · Amount on Record
Prior Sale	Oct 28, 2021
Deed Document Number	3120220000362
Deed Book / Page	3499 / 272
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 03, 2022
Property Address	14345 78TH AVE, SEBASTIAN, FL 32958-3276
Document Number	0034990272
Book / Page	3499 / 272
Map Reference	MB 4 PG 5
Instrument Date	Dec 29, 2021
Instrument	3120220000362
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	E-TITLE SERVICES LLC, E TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	741 PEBBLE BEACH AVE NE, 741, PALM BAY, FL 32905-5012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14345 78TH AVE, SEBASTIAN, FL 32958-3276

Mortgage

Document Number	0003499274
Date	Jan 03, 2022
Instrument	3499/274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

October 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 28, 2021
Property Address	14345 78TH AVE, SEBASTIAN, FL 32958-3276
Document Number	0034780390
Book / Page	3478 / 390
Map Reference	MB 4 PG 5
Instrument Date	Oct 28, 2021
Instrument	3120210075315
Transaction Type	Transfer
Record Updated	Nov 08, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 PEBBLE BEACH AVE NE, PALM BAY, FL 32905-5012

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	14345 78TH AVE, SEBASTIAN, FL 32958-3276
Document Number	0030770467
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14345 78TH AVE SEBASTIAN FL 329583276, SEBASTIAN, FL 32958-3276

Mortgage

Document Number	0030770467
Date	Dec 12, 2017
Book Page	003077/000467
Instrument	71270

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,670.00 (+26.56%)	$323,170 (+19.44%)	$363,197 (+12.31%) Land $43,478 Building $319,719
2023	$3,690.00 (+11.95%)	$270,562 (+3%)	$323,392 (+23.11%) Land $36,789 Building $286,603
2022	$3,296.00	$262,681 Land $36,789 Building $225,892	$262,681 Land $36,789 Building $225,892

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610508082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	39 (1991–2023)
Claims Outside the SFHA	22 of 39
Most Recent Claim	Sep 2023, other causes
Claims By Storm	Hurricane Frances, Sep 2004 · 25 claims Hurricane Irene, Oct 1999 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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