14344 Flora Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 14344 Flora Way, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,868 sqft · built 1999
Lot Size	0.208 acres (9,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,115 (Dec 1999)
Tax Bill	$5,430 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-16591-01-120`

Property Details

APN / Parcel Number

Primary APN	`01-16591-01-120`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,868 sqft Living Area
Gross Area	3,282 sqft
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	9,041 sqft (0.208 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14344 FLORA WAY
City	SAINT PAUL
State	MN
Zip	55124-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR ISLE VILLAGE HOMES 2ND ADDITION 12 1
Legal Subdivision	CEDAR ISLE VILLAGE HOMES 2ND ADDITION
Legal Block	1
Legal Lot Number	120
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3001
Census Tract	60823

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14344 FLORA WAY, SAINT PAUL, MN 55124-3336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CREDIT UNION
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1999 · Amount on Record
Deed Sale	Dec 30, 1999 · Amount on Record
Prior Sale	Oct 21, 1999 · Amount on Record
Deed Document Number	1999158757
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	14344 FLORA WAY, APPLE VALLEY, MN 55124-3336
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003449980
Date	Mar 25, 2021
Instrument	3449980

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 24, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	14344 FLORA WAY, APPLE VALLEY, MN 55124-3336
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003448892
Date	Mar 22, 2021
Instrument	3448892

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,430.00	$437,700 Land $127,600 Building $310,100	$437,700 Land $127,600 Building $310,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Metronet.

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