14344 Cole St, Waldo, FL 32694 Property Records

Alachua County property record for 14344 Cole St, Waldo, FL 32694

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,435 sqft · built 1936
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Owner Names on File
Last Sale	$89,900 (Dec 2012)
Tax Bill	$1,008 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17189-006-000`

Property Details

APN / Parcel Number

Primary APN	`17189-006-000`
Alternative APN	`01080970000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,435 sqft Heated Area
1st Floor Area	1,305 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1995
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	294 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	01080970000
Street Address	14344 COLE ST
City	WALDO
State	FL
Zip	32694-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	ORIGINAL WALDO LOTS 6 7 & W1/2 OF LOT 8 BK 24 LESS E 2 FT OF W1/2 LOT 8 OR 1461/ /927) ALSO LOTS 4 5 & W1/2 OF LOT 3 BK 24
Legal Range	21E
Legal Township	08S
Legal Section	23
Legal Subdivision	ORIGINAL WALDO
Legal Lot Number	3-8 7
Jurisdiction	ALACHUA FL
Township / Civil Division	WALDO
Census Block Group	4
Census Block	4042
Census Tract	1908

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waldo Historic District listed 2001 · 60 contributing resources · NRIS 01000034

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 14344 Cole St bought it in December 2012.

Source: Alachua County records, as of January 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 493, WALDO, FL 32694-0493
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2012 · Amount on File
Deed Sale	Dec 20, 2012 · Amount on File
Prior Sale	May 28, 1997 · Amount on File
Deed Document Number	2760404
Deed Book / Page	4159 / 0423
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	14344 COLE ST, WALDO, FL 32694-4702
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14344 COLE ST, WALDO, FL 32694-4702

Mortgage

Document Number	0048520545
Date	Jan 22, 2021
Book Page	4852/545
Instrument	3311892

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Waldo City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,544	$136,391 Land $20,000 Building $116,391
2024	$1,008.00 (+9.33%)
2023	$922.00 (+0.11%) Homeowner's exemption Senior Citizen's exemption	$58,067 (+3%)	$73,412 (-8.04%) Land $6,250 Building $67,162
2022	$921.00 Homeowner's exemption	$56,375	$79,834 Land $6,500 Building $73,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14344 Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14344 Cole St is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDO WTP serves 1,042 people · EPA ID FL2010212
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20