14343 W Eugene Ter, Surprise, AZ 85379 Property Records

Maricopa County property record for 14343 W Eugene Ter, Surprise, AZ 85379

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,303 sqft · built 2019
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$370,190 (Dec 2019)
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`509-19-465`

Property Details

APN / Parcel Number

Primary APN	`509-19-465`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,303 sqft Living Area
1st Floor Area	1,477 sqft
2nd Floor Area	1,826 sqft

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,360 sqft (0.146 acres)
Parking Spaces	3 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	14343 W EUGENE TER
City	SURPRISE
State	AZ
Zip	85379-6373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	HOMESTEAD AT MARLEY PARK PHASE 4 AND 5 PARCEL 4 MCR 1482-23
Legal Range	01W
Legal Township	03N
Legal Section	16
Legal Subdivision	HOMESTEAD AT MARLEY PARK PHASE 4 & 5 PAR
Legal Phase	4
Legal Lot Number	245
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3020
Census Tract	61039

Owner

14343 W Eugene Ter is owned and occupied by two individuals who bought it in December 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14343 W EUGENE TER, SURPRISE, AZ 85379-6373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Dec 27, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Deed Document Number	20191050826
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	14343 W EUGENE TER, SURPRISE, AZ 85379-6373
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14343 W EUGENE TER, SURPRISE, AZ 85379-6373

Mortgage

Document Number	0000479348
Date	Sep 13, 2023
Instrument	20230479348

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	14343 W EUGENE TER, SURPRISE, AZ 85379-6373
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14343 W EUGENE TER, SURPRISE, AZ 85379-6373

Mortgage

Document Number	0001222123
Date	Dec 11, 2020
Instrument	20201222123

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 27, 2019
Property Address	14343 W EUGENE TER, SURPRISE, AZ 85379-6373
Document Number	0001050826
Instrument Date	Dec 1, 2019
Instrument	1050826
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 6, 2020
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.19
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14343 W EUGENE TER SURPRISE AZ 853796373, SURPRISE, AZ 85379-6373

Mortgage

Document Number	1050827
Date	Dec 27, 2019
Instrument	1050827

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14343 W Eugene Ter was $2,895.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,220	$452,200 Land $90,400 Building $361,800
2025	$2,895.00
2024		$48,730	$487,300 Land $97,400 Building $389,900
2023	$2,793.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14343 W Eugene Ter in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14343 W Eugene Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
WeLink Communications Fixed Wireless	2,000 / 2,000
Cox Communications Fiber	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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