1434 Palace Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1434 Palace Ave, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,569 sqft · built 1977
Lot Size	0.076 acres (3,312 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Aug 1996)
Tax Bill	$8,607 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jul 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`061-042-012`

Property Details

APN / Parcel Number

Primary APN	`061-042-012`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,569 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	3,312 sqft (0.076 acres)
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1434 PALACE AVE
City	OCEANO
State	CA
Zip	93445-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	OCEAN VW TER SB 2 BL 6 LT 41
Legal Subdivision	OCEAN VIEW TERRACE 02
Legal Block	6
Legal Lot Number	41
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2085
Census Tract	12201

Owner

1434 Palace Ave is owned by a company that acquired it in September 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1621 23RD ST, OCEANO, CA 93445-9108
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Intrafamily Transfer, Transfer
Jul 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 1996 · Amount on File
Deed Sale	Aug 23, 1996 · Amount on File
Deed Document Number	199642184
Last Transfer Date	Sep 7, 2022
Transfer Doc	0000048861
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 21, 2022
Property Address	1434 PALACE AVE, OCEANO, CA 93445-9624
Document Number	0000048861
Map Reference	MB 1 PG 9
Instrument Date	Sep 7, 2022
Instrument	2022048861
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1621 23RD ST, OCEANO, CA 93445-9108

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 11, 2022
Property Address	1434 PALACE AVE, OCEANO, CA 93445-9624
Document Number	0000028473
Map Reference	MB 1 PG 9
Instrument Date	Jun 28, 2022
Instrument	2022028473
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 23RD ST, OCEANO, CA 93445-9108

Tax Assessment & Valuation

The 2025 property tax bill for 1434 Palace Ave was $8,607.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$692,754 (+2%) Land $432,972 Building $259,782
2025	$8,607.00	$679,172 Land $424,483 Building $254,689
2023	$7,906.00 (+109.1%)	$652,800 Land $408,000 Building $244,800
2022	$3,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1434 Palace Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	89 units insured incl. 56 condo units
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1434 Palace Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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