Hamilton County property record for 1434 Esprit Dr, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,404 sqft · built 1999 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $281,300 (Nov 2018) |
| Tax Bill | $10,356 (2024) |
| Deeds & Mortgages | Aug 2021 Transfer Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-21-008-034.000-018 |
| Primary APN | 29-09-21-008-034.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,404 sqft Living Area |
| Gross Area | 4,103 sqft |
| 1st Floor Area | 3,599 sqft |
| 2nd Floor Area | 1,529 sqft |
| Basement Area | 712 sqft |
| Finished Basement | 517 sqft |
| Unfinished Basement | 195 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 133 ft deep x 74.4 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1434 ESPRIT DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46074-8946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .25, SECTION 21, TOWNSHIP 18, RANGE 3, SADDLE CREEK, SECTION 6, LOT 225, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 21 |
| Legal Subdivision | SADDLE CREEK SECTION 6 |
| Legal Lot Number | 225 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 110909 |
Source: Hamilton County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 255 S POST RD, INDIANAPOLIS, IN 46219-7928 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN INDIANA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on Record |
| Deed Sale | Nov 21, 2018 · Amount on Record |
| Prior Sale | Jul 7, 2014 · Amount on Record |
| Deed Document Number | 201854724 |
| Last Transfer Date | Aug 27, 2021 |
| Transfer Doc | 0000062818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 27, 2021 |
| Property Address | 1434 ESPRIT DR, CARMEL, IN 46074-8946 |
| Document Number | 0000062818 |
| Map Reference | CAB2SL245DOC9919786 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021062818 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 255 S POST RD, INDIANAPOLIS, IN 46219-7928 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 21, 2018 |
| Property Address | 1434 ESPRIT DR, CARMEL, IN 46074-8946 |
| Document Number | 2018054724 |
| Map Reference | CAB2 SL245 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 2018054724 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 255 SMITH PORT RD, CONVERSE, IN 46919 |
| Document Number | 2018054725 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 2018054725 |
| Name | NORTHERN INDIANA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2033 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505,300 (-2.53%) Land $125,800 Building $379,500 | $505,300 (-2.53%) Land $125,800 Building $379,500 | |
| 2024 | $10,356.00 (+9.89%) | $518,400 (+10.89%) Land $125,800 Building $392,600 | $518,400 (+10.89%) Land $125,800 Building $392,600 |
| 2023 | $9,424.00 (+14.29%) | $467,500 (+16.93%) Land $58,600 Building $408,900 | $467,500 (+16.93%) Land $58,600 Building $408,900 |
| 2022 | $8,246.00 | $399,800 Land $58,600 Building $341,200 | $399,800 Land $58,600 Building $341,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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