1434 E Joan Dr, Palatine, IL 60074 Property Records

Cook County property record for 1434 E Joan Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1958
Lot Size	0.196 acres (8,537 sqft)
Owner	Individual Name on File
Last Sale	$257,500 (Dec 2017)
Tax Bill	$7,115 (2023)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-404-033`

Property Details

APN / Parcel Number

Primary APN	`02-13-404-033`
Alternative APN	`02-13-404-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,537 sqft (0.196 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1434 E JOAN DR
City	PALATINE
State	IL
Zip	60074-5669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINSTON) PARK (NORTHWEST)(UNIT1) SUB IN SEC 13-42-10
Legal Range	10E
Legal Township	42N
Legal Section	13
Legal Subdivision	WINSTON PARK NORTHWEST UNIT1
Legal Block	10
Legal Lot Number	34
Legal Unit	1
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	3
Census Block	3020
Census Tract	803607

Owner

1434 E Joan Dr is owned and occupied by an individual who bought it in December 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1434 E JOAN DR, PALATINE, IL 60074-5669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 9, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Dec 27, 2017	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	Jul 16, 2002 · Amount on File
Deed Document Number	20171023
Prior Transfer Date	Apr 28, 1998
Prior Transfer Doc	0000000840
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1434 E JOAN DR, PALATINE, IL 60074-5669
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007713015
Date	Mar 18, 2021
Instrument	2107713015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2050

Interest

Rate	2.37%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1434 E JOAN DR, PALATINE, IL 60074-5669
Document Number	2017521127
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	GREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1434 E JOAN DR PALATINE IL 600745669, PALATINE, IL 60074-5669

Mortgage

Document Number	2017521127
Date	Jun 23, 2020
Instrument	17521127

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 27, 2017
Property Address	1434 E JOAN DR, PALATINE, IL 60074-5669
Document Number	1736101023
Instrument Date	Nov 8, 2017
Instrument	36101023
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	345 W IVY LN ARLINGTON HEIGHTS IL 600043039, ARLINGTON HEIGHTS, IL 60004-3039

Mortgage

Document Number	1736101024
Date	Dec 27, 2017
Instrument	36101024

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,000 Land $8,110 Building $27,890	$360,000 Land $81,100 Building $278,900
2023	$7,115.00 (-9.91%)
2022	$7,898.00	$30,999 Land $6,829 Building $24,170	$309,990 Land $68,290 Building $241,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1434 E Joan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1434 E Joan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Astound Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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