Riverside County property record for 1434 E Gem Cir, Palm Springs, CA 92262
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 1991 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jan 2019) |
| Tax Bill | $6,785 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-572-015 |
| Primary APN | 501-572-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,057 sqft |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1434 E GEM CIR |
|---|---|
| City | PALM SPRINGS |
| State | CA |
| Zip | 92262-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .20 ACRES IN LOT 48 MB 153/046 TR 16581-3 |
| Legal Tract | 16581-3 |
| Legal Lot Number | 48 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | PALM SPRINGS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 941300 |
1434 E Gem Cir is owned and occupied by two individuals who bought it in January 2019.
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1434 E GEM CIR, PALM SPRINGS, CA 92262-2353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Jan 28, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on File |
| Deed Sale | Jan 28, 2019 · Amount on File |
| Deed Document Number | 201929378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 1434 E GEM CIR, PALM SPRINGS, CA 92262-2353 |
| Document Number | 0000316981 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | VISIONET SERVICES, VISIONET SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1434 E GEM CIR PALM SPRINGS CA 922622353, PALM SPRINGS, CA 92262-2353 |
| Document Number | 0000316981 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 316981 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 28, 2019 |
| Property Address | 1434 E GEM CIR, PALM SPRINGS, CA 92262-2353 |
| Document Number | 0000029378 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 29378 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1434 E GEM CIR PALM SPRINGS CA 922622353, PALM SPRINGS, CA 92262-2353 |
| Document Number | 29379 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 29379 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2049 |
The 2025 property tax bill for 1434 E Gem Cir was $6,785 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Palm Springs City |
| Unified School District | Palm Springs Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,286 (+2%) Land $76,801 Building $503,485 | ||
| 2025 | $6,785.00 Homeowner's exemption | $568,909 Land $75,296 Building $493,613 | |
| 2023 | $7,092.00 (-0.1%) Homeowner's exemption | $546,820 Land $72,373 Building $474,447 | |
| 2022 | $7,099.00 | ||
| 2021 | $597,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1434 E Gem Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–2005) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1434 E Gem Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESERT WATER AGENCY serves 75,588 people · EPA ID CA3310005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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