1434 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1434 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1910
Lot Size	0.308 acres (13,400 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2026)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-153-019.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-153-019.000-023`
Alternative APN	`01610532261`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	2,064 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,400 sqft (0.308 acres)
Lot Dimensions	134 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	844 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1434 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 & 36 BYRKITS 1ST
Legal Subdivision	BYRKITS 1ST
Legal Lot Number	37,36
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3040
Census Tract	10400

Owner

1434 E 4th St is owned and occupied by an individual who bought it in June 2026.

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Jun 15, 2026	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL
Apr 8, 2025	Transfer on Death Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Apr 8, 2025	Warranty Deed, Construction Loan · Construction Mortgage FTF LENDING LLC
Dec 23, 2024	Transfer on Death Deed, Transfer
Jun 24, 2022	Transfer on Death Deed, Transfer
May 22, 2017	Quit Claim Deed, Transfer Quitclaim
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Apr 8, 2025 · Amount on File
Deed Document Number	202615061
Prior Transfer Date	Dec 21, 2024
Prior Transfer Doc	0000030294
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 12, 2026
Property Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Document Number	0000014828
Instrument Date	Jun 5, 2026
Instrument	202614828
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927

Mortgage

Document Number	0000014828,
Date	Jun 12, 2026
Instrument	202614828

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 15, 2026
Property Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Document Number	0000015061
Instrument Date	Sep 3, 2025
Instrument	202615061
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927

Mortgage

Document Number	0000015062,
Date	Jun 15, 2026
Instrument	202615062

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Max Rate	-1%

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 8, 2025
Property Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Document Number	0002507846
Map Reference	PB 8 PG 72
Instrument Date	Apr 2, 2025
Instrument	2507846
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11659 WILKINS MILL DR, GRANGER, IN 46530-8137

April 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 8, 2025
Property Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Document Number	0002507847
Map Reference	PB 8 PG 72
Instrument Date	Apr 2, 2025
Instrument	2507847
Transaction Type	Construction Loan
Record Updated	Oct 10, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8424 SANTA MONICA BLVD # A244, A244, WEST HOLLYWOOD, CA 90069-6233
Investor	Possibly a Property Investor

Mortgage

Document Number	0002507848
Date	Apr 8, 2025
Instrument	2507848

Lender

Name	FTF LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 23, 2024
Property Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Document Number	0002430294
Map Reference	PB 8 PG 72
Instrument Date	Dec 21, 2024
Instrument	2430294
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 E FOX ST, SOUTH BEND, IN 46613-2932

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 24, 2022
Property Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Document Number	0002218750
Map Reference	PB 8 PG 72
Instrument Date	Jun 14, 2022
Instrument	2218750
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 E FOX ST, SOUTH BEND, IN 46613-2932

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 22, 2017
Property Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Document Number	1712744
Map Reference	PB8 PG72
Instrument Date	May 19, 2017
Instrument	1712744
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 22, 2017
Property Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927
Document Number	0001712744
Map Reference	PB8 PG72
Instrument Date	May 19, 2017
Instrument	1712744
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 E 4TH ST, MISHAWAKA, IN 46544-2927

Tax Assessment & Valuation

The 2025 property tax bill for 1434 E 4th St was $4,736, up 12.3% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,736.00 (+12.28%)	$205,000 (+13.64%) Land $51,100 Building $153,900	$205,000 (+13.64%) Land $51,100 Building $153,900
2024	$4,218.00 (+9.64%)	$180,400 (+10.07%) Land $51,100 Building $129,300	$180,400 (+10.07%) Land $51,100 Building $129,300
2023	$3,847.00 (+111.26%)	$163,900 (+1.3%) Land $51,100 Building $112,800	$163,900 (+1.3%) Land $51,100 Building $112,800
2022	$1,821.00	$161,800 Land $51,100 Building $110,700	$161,800 Land $51,100 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1434 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1434 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway.

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