1433 White Spruce Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1433 White Spruce Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,604 sqft · built 2020
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2026)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0695.01-05-1664-000`

Property Details

APN / Parcel Number

Primary APN	`0695.01-05-1664-000`
Alternative APNs	`0695.01-05-1664 0463367` `0695051664` `0463367`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,604 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	27,007 sqft (0.62 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0463367
Street Address	1433 WHITE SPRUCE DR
City	WILLOW SPRING
State	NC
Zip	27592-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO79 HONEYCUTT LANDING PH3B BM2018-02144
Legal Subdivision	HONEYCUTT LANDING PH3B
Legal Phase	3B
Legal Lot Number	79
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	1
Census Block	1000
Census Tract	53115

Owner

1433 White Spruce Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Wake County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 3, 2026	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Jun 3, 2026	Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION
Oct 22, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Oct 22, 2020 · Amount on File
Deed Document Number	202661650
Deed Book / Page	20247 / 1835
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041

Mortgage

Document Number	020111/462
Date	Dec 31, 2025
Book Page	20111/462

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	WILLOW SPRING, NC 27592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 3, 2026
Property Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041
Document Number	0000061650
Book / Page	20247 / 1835
Instrument Date	May 21, 2026
Instrument	202661650
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	SINGLE SOURCE REAL ESTATE SERV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041

Mortgage

Document Number	0000061651,
Date	Jun 3, 2026
Instrument	202661651

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 3, 2026
Property Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041
Document Number	20247/1835
Book / Page	20247 / 1835
Instrument Date	May 21, 2026
Instrument	202661650
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE REAL ESTATE SERV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041

Mortgage

Document Number	0000061651,
Date	Jun 3, 2026
Instrument	202661651

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 22, 2020
Property Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041
Document Number	181441641
Book / Page	18144 / 1641
Map Reference	MB 2018 PG 2144-214
Instrument Date	Oct 22, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7041

Mortgage

Document Number	181441643
Date	Oct 22, 2020
Instrument	18144/1643

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1433 White Spruce Dr was $3,184.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00	$494,798 Land $110,000 Building $384,798	$494,798 Land $110,000 Building $384,798
2023	$2,549.00	$324,386 Land $65,000 Building $259,386	$324,386 Land $65,000 Building $259,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1433 White Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1433 White Spruce Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HONEYCUTT LANDING S/D private · serves 473 people · EPA ID NC4092103
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Spruce Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures