1433 Monterey Rd, Florence, MS 39073 Property Records

Rankin County property record for 1433 Monterey Rd, Florence, MS 39073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 4,443 sqft · built 2021
Lot Size4.2 acres (182,952 sqft)
Owner2 Individual Names on File
Tax Bill$3,225 (2025)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APNF05 000205 00012

Property Details

APN / Parcel Number

Primary APNF05 000205 00012
Alternative APN
  • 84195

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area4,443 sqft Adjusted Area
1st Floor Area4,204 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Roof TypeGable
Roof MaterialMetal
Lot Area182,952 sqft (4.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number84195
Street Address1433 MONTEREY RD
CityFLORENCE
StateMS
Zip39073-9694
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 282.71 X 70.05 X 276.67 X 171.41 X 378.35 X 110.48 X 229.36 X 207.18 X 130.22 X 93.99 X 50.69 X 62.61 X 70.38 X 107.68 X
Legal Range02E
Legal Township04N
Legal Section15
JurisdictionRANKIN MS
Township / Civil Division3
Census Block Group3
Census Block3003
Census Tract21004

Owner

1433 Monterey Rd is owned and occupied by two individuals.

Source: Rankin County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1895 OLD PEARL RD, FLORENCE, MS 39073-7547
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address1433 MONTEREY RD, FLORENCE, MS 39073-9694
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015465
DateFeb 10, 2022
Book Page3022/15465
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1433 Monterey Rd was $3,225 with a homeowner's exemption, up % from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,225.00 (+0.03%) Homeowner's exemption$35,057
2024$3,224.00$347,210 Land $26,020 Building $321,190
2023$29,947
2021$296,110 Land $27,220 Building $268,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1433 Monterey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1433 Monterey Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEREY WATER ASSN-WEST
public/private · serves 2,827 people · EPA ID MS0610016
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monterey Rd

Nearby Streets

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