1433 Lemon Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1433 Lemon Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,873 sqft · built 1966
Lot Size	0.273 acres (11,900 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Sep 2000)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Jan 2021 Reverse Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-610-02-00`

Property Details

APN / Parcel Number

Primary APN	`492-610-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,873 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	11,900 sqft (0.273 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1433 LEMON AVE
City	EL CAJON
State	CA
Zip	92020-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 2 TR 005633
Legal Subdivision	HELIX FOOTHILLS
Legal Tract	005633
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	15302

Owner

1433 Lemon Ave is owner-occupied and held in a trust since October 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1433 LEMON AVE, EL CAJON, CA 92020-7233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Oct 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2000 · Amount on File
Deed Sale	Sep 29, 2000 · Amount on File
Deed Document Number	2000524548
Last Transfer Date	Oct 24, 2019
Transfer Doc	0000484967
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1433 LEMON AVE, EL CAJON, CA 92020-7233
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 LEMON AVE, EL CAJON, CA 92020-7233

Mortgage

Document Number	0000011430
Date	Jan 7, 2021
Instrument	2021-0011430

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Month LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1433 LEMON AVE, EL CAJON, CA 92020-7233
Document Number	0000011431
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 LEMON AVE EL CAJON CA 920207233, EL CAJON, CA 92020-7233

Mortgage

Document Number	0000011431
Date	Jan 7, 2021
Instrument	11431

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.32%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2019
Property Address	1433 LEMON AVE, EL CAJON, CA 92020-7233
Document Number	0000484967
Instrument Date	Oct 24, 2019
Instrument	484967
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1433 LEMON AVE EL CAJON CA 920207233, EL CAJON, CA 92020-7233

Tax Assessment & Valuation

The 2025 property tax bill for 1433 Lemon Ave was $2,143 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$129,548 (+2%) Land $41,679 Building $87,869
2025	$2,143.00 Homeowner's exemption	$127,009 Land $40,862 Building $86,147
2023	$2,090.00 (-5.98%) Homeowner's exemption	$122,078 Land $39,276 Building $82,802
2022	$2,223.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1433 Lemon Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1433 Lemon Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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