1433 Findlay Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 1433 Findlay Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1981
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Jun 1987)
Tax Bill	$680 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0633-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0633-0060`
Alternative APNs	`00290679` `290679`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Porch
Porch Area	1,048 sqft
Deck Area	96 sqft
Patio Area	334 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00290679
Street Address	1433 FINDLAY AVE
City	SPRING HILL
State	FL
Zip	34609-4742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 633 LOT 6 ORB 287 PG 594
Legal Range	18E
Legal Township	23S
Legal Section	29
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	633
Legal Lot Number	6
Legal Unit	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	40912

Owner

1433 Findlay Ave is owned and occupied by two individuals who bought it in June 1987.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1433 FINDLAY AVE, SPRING HILL, FL 34609-4742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage HERNANDO COUNTY (FL)
Jan 11, 2021	Deed of Trust, Mortgage PARLAMENT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1987 · Amount on File
Deed Sale	Jun 1, 1987 · Amount on File
Deed Document Number	0000656261
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Sep 24, 2026
Property Address	1433 FINDLAY AVE, SPRING HILL, FL 34609-4742
Document Number	0000064326
Book / Page	4763 / 1647
Instrument Date	Jun 29, 2026
Instrument	202664326
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 FINDLAY AVE, SPRING HILL, FL 34609-4742

Mortgage

Document Number	0000064326,
Date	Sep 24, 2026
Book Page	4763/1647
Instrument	202664326

Lender

Name	HERNANDO COUNTY (FL)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1433 FINDLAY AVE, SPRING HILL, FL 34609-4742
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039370802
Date	Jan 11, 2021
Book Page	3937/802
Instrument	2021001805

Lender

Name	PARLAMENT FINANCIAL INC
Type	Non-Lending Institution
Address	CLEARWATER, FL 33764

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,402	$218,262 Land $49,219 Building $169,043
2024	$680.00
2023	Additional exemption filed	$91,900 (+3%) Land $91,900
2022	$2,177.00 Veteran's exemption Widower's exemption	$89,223	$218,172 Land $43,750 Building $174,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1433 Findlay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1433 Findlay Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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