Harris County property record for 1433 Elgin St, Houston, TX 77004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,866 sqft · built 2004 |
| Lot Size | 0.048 acres (2,103 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,931 (Jul 2023) |
| Tax Bill | $7,202 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-768-001-0005 |
| Primary APN | 124-768-001-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,866 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,103 sqft (0.048 acres) |
| View / Lot | Buildable |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 148 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1247680010005 |
|---|---|
| Street Address | 1433 ELGIN ST |
| City | HOUSTON |
| State | TX |
| Zip | 77004-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 1 MONTIONE VILLAS ON ELGIN |
| Legal Subdivision | MONTIONE VILLAS ON ELGIN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 312501 |
1433 Elgin St is owned and occupied by an individual who bought it in July 2023.
Source: Harris County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1433 ELGIN ST, HOUSTON, TX 77004-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2023 | Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Jan 23, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GUARANTY FEDERAL MORTGAGE LLC |
| May 13, 2021 | Vendor's Lien, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on File |
| Deed Sale | Jul 31, 2023 · Amount on File |
| Prior Sale | May 13, 2021 · Amount on File |
| Deed Document Number | 2023286908 |
| Prior Transfer Date | May 12, 2021 |
| Prior Transfer Doc | 0000265063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 31, 2023 |
| Property Address | 1433 ELGIN ST, HOUSTON, TX 77004-2832 |
| Document Number | 0000286908 |
| Map Reference | MF 546220 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023-286908 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1433 ELGIN ST, HOUSTON, TX 77004-2832 |
| Document Number | 0000286909 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023-286909 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 1433 ELGIN ST, HOUSTON, TX 77004-2832 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031265 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020-031265 |
| Name | GUARANTY FEDERAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FRISCO, TX 75034 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 13, 2021 |
| Property Address | 1433 ELGIN ST, HOUSTON, TX 77004-2832 |
| Document Number | 0000265063 |
| Map Reference | MF 546220 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021-265063 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | ENVISION TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1433 ELGIN ST, HOUSTON, TX 77004-2832 |
| Document Number | 0000265064 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-265064 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 1433 Elgin St was $7,202 with a homeowner's exemption, up 1.2% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,629 (-8.41%) Land $78,015 Building $351,614 | $429,629 (-8.41%) Land $78,015 Building $351,614 | |
| 2025 | $7,202.00 (+1.15%) Homeowner's exemption | $469,083 Land $78,015 Building $391,068 | $469,083 Land $78,015 Building $391,068 |
| 2024 | $7,120.00 | ||
| 2023 | $461,948 (+4.09%) Land $78,015 Building $383,933 | $461,948 (+4.09%) Land $78,015 Building $383,933 | |
| 2022 | $9,307.00 | $443,795 Land $78,015 Building $365,780 | $443,795 Land $78,015 Building $365,780 |
| 2020 | $8,420.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1433 Elgin St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 5 (2014–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1433 Elgin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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