1433 Cole Mill Rd, Durham, NC 27705 Property Records

Durham County property record for 1433 Cole Mill Rd, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,841 sqft · built 1935
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$216,500 (Jan 2017)
Tax Bill	$4,508 (2026)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0813-31-7233`

Property Details

APN / Parcel Number

Primary APN	`0813-31-7233`
Alternative APNs	`0813-31-72-3382` `081303317233` `174290`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,841 sqft Heated Area
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	288 ft deep x 100 ft wide
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1433 COLE MILL RD
City	DURHAM
State	NC
Zip	27705-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	PROP-ERWIN J HARPER/LT#08 -09 PT PL:00005A-000079
Legal Subdivision	J HARPER ERWIN
Legal Lot Number	8,9
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3000
Census Tract	1713

Owner

1433 Cole Mill Rd is owned and occupied by an individual who bought it in January 2017.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1433 COLE MILL RD, DURHAM, NC 27705-2403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2017 · Amount on File
Deed Sale	Jan 6, 2017 · Amount on File
Prior Sale	Apr 3, 2008 · Amount on File
Deed Document Number	2017546
Deed Book / Page	8103 / 177
Prior Transfer Date	Mar 23, 2009
Prior Transfer Doc	0061890031
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1433 COLE MILL RD, DURHAM, NC 27705-2403
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088700464
Date	Feb 13, 2020
Book Page	8870/464
Instrument	2020005709

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1433 COLE MILL RD, DURHAM, NC 27705-2403
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086460324
Date	May 1, 2019
Book Page	8646/324
Instrument	2019014082

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1433 COLE MILL RD, DURHAM, NC 27705-2403
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092240904
Date	Feb 9, 2021
Book Page	9224/904
Instrument	2021006450

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Apr 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 6, 2017
Property Address	1433 COLE MILL RD, DURHAM, NC 27705-2403
Document Number	0081030177
Book / Page	8103 / 177
Instrument Date	Jan 3, 2017
Instrument	2017000546
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 COLE MILL RD, DURHAM, NC 27705-2403

Mortgage

Document Number	0081030181
Date	Jan 6, 2017
Book Page	8103/181
Instrument	2017000547

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1433 Cole Mill Rd was $4,508, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,508.00 (+2.52%)	$443,632 (-) Land $207,500 Building $236,132	$443,632 (-) Land $207,500 Building $236,132
2025	$4,397.00	$443,632 Land $207,500 Building $236,132	$443,632 Land $207,500 Building $236,132
2023	$2,802.00 (+2.34%)	$213,938 Land $49,890 Building $164,048	$213,938 Land $49,890 Building $164,048
2022	$2,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1433 Cole Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1433 Cole Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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