14329 195th Dr SE, Monroe, WA 98272 Property Records

Snohomish County property record for 14329 195th Dr SE, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,774 sqft · built 2015
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$688,760 (May 2023)
Tax Bill	$5,302 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1431-000-022-00`

Property Details

APN / Parcel Number

Primary APN	`1431-000-022-00`
Alternative APNs	`011431-000-022-00` `4411204`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,774 sqft Living Area
Gross Area	2,171 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4411204
Street Address	14329 195TH DR SE
City	MONROE
State	WA
Zip	98272-7858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SECTION 31 TOWNSHIP 28 RANGE 07 QUARTER SW CHAIN LAKE ESTATES BLK 000 D-00 LOT 22
Legal Range	07
Legal Township	28
Legal Section	31
Legal Subdivision	CHAIN LAKE ESTATES
Legal Block	000 D
Legal Lot Number	22
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3008
Census Tract	52203

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14329 195TH DR SE, MONROE, WA 98272-7858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Nov 30, 2022	Warranty Deed, Transfer WFT NATIONAL TITLE, WFG NATL TITLE
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	2023129
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	14329 195TH DR SE, MONROE, WA 98272-7858
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14329 195TH DR SE, MONROE, WA 98272-7858

Mortgage

Document Number	0000000446
Date	Jul 28, 2022
Instrument	202207280446

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	May 1, 2023
Property Address	14329 195TH DR SE, MONROE, WA 98272-7858
Document Number	0000000129
Map Reference	DOC 201411125004
Instrument Date	Apr 25, 2023
Instrument	202305010129
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,319.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14329 195TH DR SE, MONROE, WA 98272-7858

Mortgage

Document Number	0000000130
Date	May 1, 2023
Instrument	202305010130

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Nov 30, 2022
Property Address	14329 195TH DR SE, MONROE, WA 98272-7858
Document Number	0000000146
Map Reference	DOC 201411125004
Instrument Date	Nov 28, 2022
Instrument	202211300146
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	WFT NATIONAL TITLE, WFG NATL TITLE

Transaction

Amount	Amount Recorded
Tax	$11,031.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41050 W 11 MILE RD STE 210, 210, NOVI, MI 48375-1982
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	14329 195TH DR SE, MONROE, WA 98272-7858
Document Number	0000000123
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14329 195TH DR SE MONROE WA 982727858, MONROE, WA 98272-7858

Mortgage

Document Number	0000000123
Date	Aug 27, 2020
Instrument	202008270123

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,302.00 (+0.59%)	$676,400 (-2.04%) Land $340,000 Building $336,400	$676,400 (-2.04%) Land $340,000 Building $336,400
2025	$5,271.00 (+2.33%)
2023	$5,151.00 (+8.26%)	$690,500 (+35.71%) Land $319,000 Building $371,500	$690,500 (+35.71%) Land $319,000 Building $371,500
2022	$4,758.00	$508,800 Land $213,000 Building $295,800	$508,800 Land $213,000 Building $295,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims Severe Storms, High Wind, And Flooding, Nov 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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