14326 Spring Dr, De Soto, MO 63020 Property Records

Jefferson County property record for 14326 Spring Dr, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1978
Lot Size	0.346 acres (15,087 sqft)
Owner	Individual Name on Record
Last Sale	$200,838 (Aug 2026)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`239.031.04003004`

Property Details

APN / Parcel Number

Primary APN	`239.031.04003004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	15,087 sqft (0.346 acres)
Lot Dimensions	160 ft deep x 90 ft wide

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	222 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	14326 SPRING DR
City	DE SOTO
State	MO
Zip	63020-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	VALLE LAKE 2 LOT 50 BLOCK K
Legal Range	5E
Legal Township	39N
Legal Section	31
Legal Subdivision	VALLE LAKE 2
Legal Block	K
Legal Lot Number	50
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	1
Census Block	1044
Census Tract	701401

Owner

Source: Jefferson County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14326 SPRING DR, DE SOTO, MO 63020-5147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 23, 2026	Warranty Deed, Transfer
	Deed of Trust, Mortgage
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on Record
Deed Sale	Aug 26, 2026 · Amount on Record
Prior Sale	Mar 23, 2026
Deed Document Number	202623626
Prior Transfer Date	Jul 24, 2014
Prior Transfer Doc	0000021961
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 26, 2026
Property Address	14326 SPRING DR, DE SOTO, MO 63020-5147
Document Number	0000023626
Instrument Date	Aug 21, 2026
Instrument	202623626
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14326 SPRING DR, DE SOTO, MO 63020-5147

Mortgage

Document Number	0000023627,
Date	Aug 26, 2026
Instrument	202623627

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 23, 2026
Property Address	14326 SPRING DR, DE SOTO, MO 63020-5147
Document Number	0000007468
Map Reference	MB 21 PG 1
Instrument Date	Mar 16, 2026
Instrument	2026R-007468
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
Investor	Possibly a Property Investor

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14326 SPRING DR, DE SOTO, MO 63020-5147
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14326 SPRING DR, DE SOTO, MO 63020-5147
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14326 SPRING DR, DE SOTO, MO 63020-5147

Mortgage

Document Number	0000003213
Date	Feb 13, 2024
Instrument	2024R-003213

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14326 SPRING DR, DE SOTO, MO 63020-5147
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14326 SPRING DR, DE SOTO, MO 63020-5147

Mortgage

Document Number	0000004831
Date	Mar 1, 2023
Instrument	2023R-004831

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 23, 2021
Property Address	14326 SPRING DR, DE SOTO, MO 63020-5147
Document Number	0000042000
Map Reference	MB 21 PG 1
Instrument Date	Sep 15, 2021
Instrument	2021R-042000
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 623, BONNE TERRE, MO 63628-0623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14326 SPRING DR, DE SOTO, MO 63020-5147

Mortgage

Document Number	0000042001
Date	Sep 23, 2021
Instrument	2021R-042001

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,000 (-) Land $1,300 Building $15,700	$89,300 (-) Land $6,900 Building $82,400
2025	$1,161.00 (+2.93%)	$17,000 (+4.29%) Land $1,300 Building $15,700	$89,300 (-) Land $6,900 Building $82,400
2024	$1,128.00 (+0.27%)		$89,300 (+3.84%) Land $6,900 Building $82,400
2023	$1,125.00	$16,300 Land $1,300 Building $15,000	$86,000 Land $6,900 Building $79,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Dr

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