14325 Central Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14325 Central Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1981
Lot Size	0.309 acres (13,465 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2026)
Tax Bill	$8,249 (2023)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-09-102-007`

Property Details

APN / Parcel Number

Primary APN	`28-09-102-007`
Alternative APN	`28-09-102-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,300 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,465 sqft (0.309 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14325 CENTRAL AVE
City	MIDLOTHIAN
State	IL
Zip	60445-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	36N
Legal Section	09
Legal Subdivision	MAPLE GROVE
Legal Lot Number	56
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3006
Census Tract	824601

Owner

14325 Central Ave is owned by an individual who bought it in June 2026.

Source: Cook County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3742 W 59TH ST, CHICAGO, IL 60629-3908
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE
Nov 27, 2020	Warranty Deed, Transfer BANK OF AMERICA
Feb 26, 2018	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Nov 27, 2020 · Amount on File
Deed Document Number	202616327006
Prior Transfer Date	Dec 26, 2002
Prior Transfer Doc	0000010211
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 12, 2026
Property Address	14325 CENTRAL AVE, MIDLOTHIAN, IL 60445-2416
Document Number	0000027006
Instrument Date	May 27, 2026
Instrument	202627006
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 W 59TH ST, CHICAGO, IL 60629-3908
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027007,
Date	Jun 12, 2026
Instrument	202616327007

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 27, 2020
Property Address	14325 CENTRAL AVE, MIDLOTHIAN, IL 60445-2416
Document Number	2033207137
Instrument Date	Oct 14, 2020
Instrument	33207137
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16356 PARLIAMENT AVE TINLEY PARK IL 604771470, TINLEY PARK, IL 60477-1470

Mortgage

Document Number	2033207138
Date	Nov 27, 2020
Instrument	33207138

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2050

Interest

Rate	2.75%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14325 CENTRAL AVE, MIDLOTHIAN, IL 60445-2416
Document Number	1807206059
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14325 CENTRAL AVE MIDLOTHIAN IL 604452416, MIDLOTHIAN, IL 60445-2416

Mortgage

Document Number	1807206059
Date	Mar 13, 2018
Instrument	7206059

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Forest Ridge School District 142 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 Land $5,386 Building $17,614	$230,000 Land $53,860 Building $176,140
2023	$8,249.00 (+19.15%)
2022	$6,923.00 Homeowner's exemption	$14,929 Land $5,386 Building $9,543	$149,290 Land $53,860 Building $95,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14325 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14325 Central Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Astound Broadband.

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