St. Tammany Parish property record for 14324 S Lakeshore Dr, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 3,274 sqft · built 2022 |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Apr 2019) |
| Tax Bill | $7,702 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2019 Sale |
| APN | 133521 |
| Primary APN | 133521 |
|---|
| Building Area | 3,274 sqft Living Area |
|---|
| Year Built | Built 2022 |
|---|
| Street Address | 14324 S LAKESHORE DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-5777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 86A LAKE RAMSEY PH 1 CB 1456 416 INST |
| Legal Subdivision | LAKE RAMSEY |
| Legal Phase | 1 |
| Legal Lot Number | 86A |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40204 |
Source: St. Tammany Parish records · APN 133521
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14324 S LAKESHORE DR, COVINGTON, LA 70435-5777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Apr 03, 2019 | Cash Sale Deed, Transfer CLEAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2019 · Amount on Record |
| Deed Sale | Apr 03, 2019 · Amount on Record |
| Deed Document Number | 2152070 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 14324 S LAKESHORE DR, COVINGTON, LA 70435-5777 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002300486 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2300486 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Apr 03, 2019 |
| Property Address | 14324 S LAKESHORE DR, COVINGTON, LA 70435-5777 |
| Document Number | 0002152070 |
| Map Reference | MAP 767B |
| Instrument Date | Apr 01, 2019 |
| Instrument | 2152070 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2024 |
| Title Company | CLEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4045 HONEYTREE LN NE, MARIETTA, GA 30066-2096 |
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,702.00 (-3.79%) Homeowner's exemption | $76,141 (-) Land $12,000 Building $64,141 | $761,408 (-) Land $120,000 Building $641,408 |
| 2024 | $8,005.00 (+19.93%) Homeowner's exemption | $76,141 (+24.85%) Land $12,000 Building $64,141 | $761,408 (+24.85%) Land $120,000 Building $641,408 |
| 2023 | $6,675.00 (+463.29%) Homeowner's exemption | $60,986 (+541.96%) Land $9,500 Building $51,486 | $609,861 (+1,424.65%) Land $95,000 Building $514,861 |
| 2022 | $1,185.00 | $9,500 Land $9,500 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 308 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 308 in force |
| Nearby Flood Claims | 44 (2005–2024) |
| Claims Outside the SFHA | 16 of 44 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · above 82% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
Based on FCC filings for 125 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE RAMSEY private · serves 840 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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