Cook County property record for 14323 Ridgeway Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,008 sqft · built 1927 |
| Lot Size | 0.153 acres (6,650 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,936 (2023) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2023 Second Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 28-11-105-005 |
| Primary APN | 28-11-105-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,650 sqft (0.153 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 14323 RIDGEWAY AVE |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARTHUR T (MCINTOSH) & COS (HOME) ADD TO (MIDLOTHIAN) SEC 11-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 11 |
| Legal Subdivision | MCINTOSH & COS HOME ADD TO MIDLOTHIAN |
| Legal Block | 8 |
| Legal Lot Number | 18 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 824701 |
14323 Ridgeway Ave is owned and occupied by an individual who acquired it in February 1998.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14323 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jan 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORPORATE AMERICA FAMILY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 3, 1998 |
| Transfer Doc | 0000000081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 21, 2026 |
| Property Address | 14323 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2951 |
| Document Number | 0000002160 |
| Instrument Date | May 15, 2026 |
| Instrument | 20262160 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 14323 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2951 |
| Document Number | 0000002160, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20262160 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14323 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2951 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000313005 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2300313005 |
| Name | CORPORATE AMERICA FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 11, 2032 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,001 Land $2,328 Building $16,673 | $190,010 Land $23,280 Building $166,730 | |
| 2023 | $5,936.00 (+35.8%) | ||
| 2022 | $4,371.00 Homeowner's exemption | $12,725 Land $1,995 Building $10,730 | $127,250 Land $19,950 Building $107,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14323 Ridgeway Ave in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 611.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 38 (1981–2026) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14323 Ridgeway Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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