Lake County property record for 14320 Orchard Ln, Clearlake, CA 95422
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,328 sqft · built 1979 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jul 2017) |
| Tax Bill | $4,602 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-581-070-000 |
| Primary APN | 039-581-070-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 3,328 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 29,621 sqft (0.68 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 039-581-07 |
|---|---|
| Street Address | 14320 ORCHARD LN |
| City | CLEARLAKE |
| State | CA |
| Zip | 95422-8071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | AS SHOWN ON A MAP |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 703 |
14320 Orchard Ln is owned and occupied by an individual who acquired it in December 2024.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14320 ORCHARD LN, CLEARLAKE, CA 95422-8071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STEWART TITLE |
| Jul 14, 2017 | Grant Deed, Transfer · Conventional Mortgage ROSI MICHAEL A TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on File |
| Deed Sale | Jul 14, 2017 · Amount on File |
| Deed Document Number | 20179170 |
| Last Transfer Date | Dec 5, 2024 |
| Transfer Doc | 0000013351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | May 1, 2026 |
| Property Address | 14320 ORCHARD LN, CLEARLAKE, CA 95422-8071 |
| Document Number | 0000004275 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20264275 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 14320 ORCHARD LN, CLEARLAKE, CA 95422-8071 |
| Document Number | 0000004275, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 20264275 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jul 14, 2017 |
| Property Address | 14320 ORCHARD LN, CLEARLAKE, CA 95422-8071 |
| Document Number | 0000009170 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 9170 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1363 LOWER LAKE CA 954571363, LOWER LAKE, CA 95457-1363 |
| Document Number | 9171 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 9171 |
| Name | ROSI MICHAEL A TRUST (PT) |
|---|---|
| Address | 5137 BAYLIS POINT DR, LOWER LAKE, CA 95457-9791 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 14320 Orchard Ln was $4,602, up 15.5% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Municipality | Clearlake City |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,602.00 (+15.48%) | $348,171 (+2%) Land $29,011 Building $319,160 |
| 2025 | $3,985.00 | $341,345 Land $28,443 Building $312,902 |
| 2023 | $3,894.00 (+5.27%) | $328,092 Land $27,340 Building $300,752 |
| 2022 | $3,699.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14320 Orchard Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Feb 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14320 Orchard Ln is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER CO.-CLEARLAKE SYSTEM private · serves 4,623 people · EPA ID CA1710002 |
|---|---|
| Water Source | Surface water |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
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