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14320 NW 21st Ct, Opa Locka, FL 33054 Property Records

Miami-Dade County property record for 14320 NW 21st Ct, Opa Locka, FL 33054

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,383 sqft · built 1950
Lot Size0.129 acres (5,600 sqft)
OwnerIndividual Name on Record
Last Sale$112,000 (Apr 2016)
Tax Bill$4,621 (2025)
Deeds & MortgagesJul 2019 Mortgage
Apr 2022 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN08-2122-005-1640

Property Details

APN / Parcel Number

Primary APN08-2122-005-1640

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,383 sqft Living Area
Gross Area2,518 sqft
1st Floor Area2,383 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide
Garage TypeCarport
Garage Area198 sqft
CarportCarport
Carport Area198 sqft
Patio Area90 sqft

Location & Zoning

Street Address14320 NW 21ST CT
CityOPA LOCKA
StateFL
Zip33054-3705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionMAGNOLIA GARDENS CONSOLIDATED PB 50-5 LOT 8 BLK 343 LOT SIZE 50.000 X 112
Legal Range41E
Legal Township52S
Legal Section22
Legal SubdivisionMAGNOLIA GARDENS CONSOLIDATED
Legal Block343
Legal Lot Number8
JurisdictionDADE FL
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2012
Census Tract418

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14320 NW 21ST CT, OPA LOCKA, FL 33054-3705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2019Deed of Trust, Mortgage · FHA Mortgage
FIRST FEDERAL BANK
Apr 7, 2022Deed of Trust, Mortgage · FHA Mortgage
FINANCIAL FREEDOM MORTGAGE LLC
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CBC NAT'L BK MTG
May 31, 2017Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2016 · Amount on Record
Deed SaleApr 12, 2016 · Amount on Record
Deed Document Number2016214398
Deed Book / Page30034 / 1988
Prior Transfer DateNov 2, 2015
Prior Transfer Doc0000214398
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address14320 NW 21ST CT, OPA LOCKA, FL 33054-3705
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000481850
DateJul 31, 2019
Book Page31550/4010
Instrument2019R0481850
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address14320 NW 21ST CT, OPA LOCKA, FL 33054-3705
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyEAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14320 NW 21ST CT, OPA LOCKA, FL 33054-3705

Mortgage

Document Number0000290509
DateApr 7, 2022
Book Page33118/4591
Instrument2022R0290509
Lender
NameFINANCIAL FREEDOM MORTGAGE LLC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address14320 NW 21ST CT, OPA LOCKA, FL 33054-3705
Document Number0000485750
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address14320 NW 21ST CT OPA LOCKA FL 330543705, OPA LOCKA, FL 33054-3705

Mortgage

Document Number0000485750
DateAug 28, 2020
Book Page032075/000895
Instrument485750
Lender
NameCBC NAT'L BK MTG
AddressALPHARETTA, GA 30022
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address14320 NW 21ST CT, OPA LOCKA, FL 33054-3705
Document Number0000324108
Book / Page030566 / 000119
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address14320 NW 21ST CT OPA LOCKA FL 330543705, OPA LOCKA, FL 33054-3705

Mortgage

Document Number0000324108
DateJun 8, 2017
Book Page030566/000119
Instrument324108
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 7, 2047

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityOpa-locka City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,621.00 (+8.3%) Homeowner's exemption Disabled Person's exemption$208,410 (+5.99%)$477,744 (+32.62%) Land $164,300 Building $313,444
2023$4,267.00 (+1.72%) Homeowner's exemption Disabled Person's exemption$196,638 (+3%)$360,239 (+4.8%) Land $103,350 Building $256,889
2022$4,195.00 Homeowner's exemption Disabled Person's exemption$190,911$343,752 Land $84,800 Building $258,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 78 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies78 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimOct 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OPA LOCKA
serves 16,479 people · EPA ID FL4131001
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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