14320 Co Rd 3597, Ada, OK 74820 Property Records

Pontotoc County property record for 14320 Co Rd 3597, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,125 sqft · built 1994
Lot Size	9.06 acres (394,654 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2013)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Mar 2013 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-31-004-007-0-246-00`

Property Details

APN / Parcel Number

Primary APN	`0000-31-004-007-0-246-00`
Alternative APN	`7792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
1st Floor Area	2,125 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	394,654 sqft (9.06 acres)
Garage Type	Carport
Garage Area	483 sqft
Carport	Carport
Carport Area	483 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Open Porch
Patio Area	78 sqft
Shed	1 Shed
Shed Area	300 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7792
Street Address	14320 COUNTY ROAD 3597
City	ADA
State	OK
Zip	74820-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACTS 186,187,188, 189,190,191,192,193,194, 198,199,& 200 LESS .09AC OFF TR 198& +.12AC OFF TR 197 & PT. LOT 18 LESS .31 ACR
Legal Range	07E
Legal Township	04N
Legal Section	31
Legal Tract	186-194
Legal Lot Number	18
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1008
Census Tract	88801

Owner

14320 Co Rd 3597 is owned and occupied by two individuals who bought it in March 2013.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14320 COUNTY ROAD 3597, ADA, OK 74820-3159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2013 · Amount on File
Deed Sale	Mar 8, 2013 · Amount on File
Prior Sale	Aug 9, 1999 · Amount on File
Deed Document Number	20131426
Deed Book / Page	2728 / 171
Record Updated	Oct 29, 2026

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Mar 8, 2013
Property Address	14320 COUNTY ROAD 3597, ADA, OK 74820-3159
Document Number	002728/171
Book / Page	2728 / 171
Instrument Date	Feb 25, 2013
Instrument	2013-001426
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14320 COUNTY ROAD 3597, ADA, OK 74820-3159

Mortgage

Document Number	02728/0173
Date	Mar 8, 2013
Book Page	2728/0173
Instrument	2013-001427

Lender

Name	DEBBIE ASBURY
Type	Private Party
Address	1711 LONE OAK RD, NEW BRAUNFELS, TX 78132

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 14320 Co Rd 3597 was $3,046 with a homeowner's exemption, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,787 (+3%) Land $7,416 Building $28,371	$298,225 (+0.23%) Land $61,800 Building $236,425
2025	$3,046.00 (+0.23%) Homeowner's exemption	$34,744 (+3%) Land $7,200 Building $27,544	$297,552 (-4.18%) Land $60,000 Building $237,552
2024	$3,039.00 (+22.74%) Homeowner's exemption	$33,733 (+3%) Land $7,200 Building $26,533	$310,524 (+7.8%) Land $60,000 Building $250,524
2023	$2,476.00 Homeowner's exemption	$32,750 Land $7,200 Building $25,550	$288,057 Land $60,000 Building $228,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14320 Co Rd 3597 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14320 Co Rd 3597 is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
BLS Broadband Fixed Wireless	500 / 500
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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