1432 Winfall Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1432 Winfall Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,374 sqft · built 1972
Lot Size0.375 acres (16,335 sqft)
Owner2 Individual Names on File
Last Sale$104,500 (Oct 1999)
Tax Bill$3,552 (2025)
Deeds & MortgagesJul 2007 Reverse Mortgage
Oct 2006 Line of Credit
APN0491004001100

Property Details

APN / Parcel Number

Primary APN0491004001100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
1st Floor Area1,150 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,335 sqft (0.375 acres)
Lot Dimensions150 ft deep x 109 ft wide
Garage TypeMixed
Garage Area325 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area164 sqft
Deck AreaDeck Area
Patio Area360 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1432 WINFALL DR
CityCHESAPEAKE
StateVA
Zip23322-3944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description110 ALBEMARLE ACRES SEC 3
Legal SubdivisionALBEMARLE ACRES
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2022
Census Tract21101

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1432 WINFALL DR, CHESAPEAKE, VA 23322-3944
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2007Deed of Trust, Mortgage · Reverse Mortgage
FINANCIAL FREEDOM SENIOR
Oct 18, 2006Deed of Trust, Mortgage · Line of Credit
BRANCH BANKING & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 6, 1999 · Amount on Record
Deed SaleOct 6, 1999 · Amount on Record
Deed Book / Page3975 / 678
Record UpdatedSep 20, 2026

July 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1432 WINFALL DR, CHESAPEAKE, VA 23322-3944
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007159/799
DateJul 17, 2007
Book Page7159/799
Lender
NameFINANCIAL FREEDOM SENIOR
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term1034 Months
DueSep 29, 2093
Interest
Rate TypeAdjustable Rate

October 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1432 WINFALL DR, CHESAPEAKE, VA 23322-3944
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006792/786
DateOct 18, 2006
Book Page6792/786
Lender
NameBRANCH BANKING & TRUST CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,552.00 (+36.2%)$351,700 (+10.35%) Land $185,000 Building $166,700$351,700 (+10.35%) Land $185,000 Building $166,700
2023$318,700 (+10.78%) Land $175,000 Building $143,700$318,700 (+10.78%) Land $175,000 Building $143,700
2022$287,700 Land $150,000 Building $137,700$287,700 Land $150,000 Building $137,700
2019$2,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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