1432 W Ocean View Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 1432 W Ocean View Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,707 sqft · built 2000
Lot Size	0.217 acres (9,448 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,315 (2026)
Deeds & Mortgages	Sep 2020 Refinance
APN	`03691000`

Property Details

APN / Parcel Number

Primary APN	`03691000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,707 sqft Living Area
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,448 sqft (0.217 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	257 sqft
Deck Area	Deck Area
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1432 W OCEAN VIEW AVE
City	NORFOLK
State	VA
Zip	23503-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	7 BLK 39 WILLOUGHBY BCH
Legal Subdivision	WILLOUGHBY BEACH
Legal Block	39
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	3
Census Block	3000
Census Tract	400

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1432 W OCEAN VIEW AVE, NORFOLK, VA 23503-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1432 W OCEAN VIEW AVE, NORFOLK, VA 23503-1015
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	TRIPLE CROWN TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200021411
Date	Sep 9, 2020
Instrument	200021411

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,315.00 (+1.63%)	$1,065,200 (-) Land $361,900 Building $703,300	$1,065,200 (-) Land $361,900 Building $703,300
2025	$13,101.00 (+30.84%)	$1,065,200 (+32.97%) Land $361,900 Building $703,300	$1,065,200 (+32.97%) Land $361,900 Building $703,300
2023	$10,013.00	$801,100 Land $361,900 Building $439,200	$801,100 Land $361,900 Building $439,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 211 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 units insured incl. 93 condo units
Nearby Flood Claims	433 (1978–2023)
Claims Outside the SFHA	7 of 433
Most Recent Claim	May 2023
Claims by Event	Hurricane Irene, Aug 2011 · 59 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 116 claims Hurricane Isabel, Sep 2003 · 121 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20