1432 Villa Pl E, Wilmington, NC 28409 Property Records

New Hanover County property record for 1432 Villa Pl E, Wilmington, NC 28409

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,985 sqft · built 1984
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2019)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R06705-005-011-000`

Property Details

APN / Parcel Number

Primary APN	`R06705-005-011-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,323 sqft
Basement Area	1,323 sqft
Finished Basement	1,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Stucco
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Terrain	Low
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1432 VILLA PL E
City	WILMINGTON
State	NC
Zip	28409-2645
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-15,RESID
Legal Description	LT 11 SUNCOURT VILLAS
Legal Subdivision	SUNCOURT VILLAS
Legal Block	5
Legal Lot Number	11
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3006
Census Tract	12009

Owner

1432 Villa Pl E, a townhouse, is owned and occupied by an individual who bought it in June 2019.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1432 VILLA PL E, WILMINGTON, NC 28409-2645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit NORTH STATE BANK
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit NORTH STATE BANK
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 11, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	Nov 1, 1984 · Amount on File
Deed Document Number	201917210
Deed Book / Page	6221 / 1510
Prior Transfer Date	Dec 14, 2016
Prior Transfer Doc	00602401131
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1432 VILLA PL E, WILMINGTON, NC 28409-2645
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 VILLA PL E, WILMINGTON, NC 28409-2645

Mortgage

Document Number	00658900808
Date	Aug 22, 2022
Book Page	6589/808
Instrument	2022030551

Lender

Name	NORTH STATE BANK
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1432 VILLA PL E, WILMINGTON, NC 28409-2645
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 VILLA PL E, WILMINGTON, NC 28409-2645

Mortgage

Document Number	00657901568
Date	Jul 13, 2022
Book Page	6579/1568
Instrument	2022025830

Lender

Name	NORTH STATE BANK
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Jan 12, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1432 VILLA PL E, WILMINGTON, NC 28409-2645
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00648201823
Date	Aug 19, 2021
Book Page	6482/1823
Instrument	2021040667

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 11, 2019
Property Address	1432 VILLA PL E, WILMINGTON, NC 28409-2645
Document Number	0062211510
Book / Page	006221 / 001510
Instrument Date	May 31, 2019
Instrument	17210
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1432 VILLA PL E WILMINGTON NC 284092645, WILMINGTON, NC 28409-2645

Mortgage

Document Number	62211513
Date	Jun 11, 2019
Book Page	006221/001513
Instrument	17211

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1432 Villa Pl E was $2,459, up 12.6% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,900 (-) Land $75,000 Building $342,900	$417,900 (-) Land $75,000 Building $342,900
2025	$2,459.00 (+12.59%)	$417,900 Land $75,000 Building $342,900	$417,900 Land $75,000 Building $342,900
2024	$2,184.00 (+2.97%)
2023	$2,121.00 (-0.61%)	$251,100 Land $62,500 Building $188,600	$251,100 Land $62,500 Building $188,600
2022	$2,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1432 Villa Pl E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 individual policies
Nearby Flood Policies	154 units insured incl. 42 condo units
Nearby Flood Claims	28 (1996–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1432 Villa Pl E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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