Cabell County property record for 1432 Smith St, Milton, WV 25541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 1917 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,419 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 09-2-0037.0000 |
| Primary APN | 09-2-0037.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| 1st Floor Area | 2,450 sqft |
| Family Room | Family Room |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,888 sqft (0.227 acres) |
| Lot Dimensions | 198 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1432 SMITH ST |
|---|---|
| City | MILTON |
| State | WV |
| Zip | 25541-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK3 PT LT6-10INC H'BARGER ADN 1432 SMITH ST |
| Legal Subdivision | SAID ADDITION AND BOUNDED AND |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10802 |
Source: Cabell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1432 SMITH ST, MILTON, WV 25541-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Sep 22, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Nov 15, 2023 |
| Property Address | 1432 SMITH ST, MILTON, WV 25541-1334 |
| Document Number | 001493/244 |
| Book / Page | 1493 / 244 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 6185346 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | NOT AVAILABLE, BESTITLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1432 SMITH ST, MILTON, WV 25541-1334 |
| Investor | Possibly a Property Investor |
| Document Number | 0006185347 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 6185347 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.7% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.7% |
| Max Rate At Change | 8.7% |
| Index | 1-Year T-Bill |
| Max Rate | 10.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Sep 22, 2023 |
| Property Address | 1432 SMITH ST, MILTON, WV 25541-1334 |
| Document Number | 0001490/46 |
| Book / Page | 1490 / 46 |
| Map Reference | MB 2 PG 34 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 6178899 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $143.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cabell County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Municipality | Milton Town |
| Unified School District | Cabell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,419.00 (+33.62%) | $88,740 (+35.19%) Land $23,940 Building $64,800 | $147,900 (+35.19%) Land $39,900 Building $108,000 |
| 2025 | $1,062.00 (+92.04%) | $65,640 (+21.29%) Land $13,800 Building $51,840 | $109,400 (+21.29%) Land $23,000 Building $86,400 |
| 2023 | $553.00 (-0.72%) Homeowner's exemption | $54,120 (-) Land $11,520 Building $42,600 | $90,200 (-) Land $19,200 Building $71,000 |
| 2022 | $557.00 Homeowner's exemption | $54,120 Land $11,520 Building $42,600 | $90,200 Land $19,200 Building $71,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 13 (1997–2023) |
| Most Recent Claim | Feb 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON WATER serves 5,446 people · EPA ID WV3300609 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Aug 2018 |
| Monitoring and Reporting | 48 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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