1432 Ruby Dr, Yorkville, IL 60560 Property Records

Kendall County property record for 1432 Ruby Dr, Yorkville, IL 60560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,085 sqft · built 2016
Lot Size	0.278 acres (12,103 sqft)
Owner	Individual Name on Record
Last Sale	$477,500 (Sep 2025)
Tax Bill	$8,982 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-22-129-004`

Property Details

APN / Parcel Number

Primary APN	`02-22-129-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,085 sqft Living Area
Gross Area	5,282 sqft
1st Floor Area	3,085 sqft
Basement Area	1,493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,103 sqft (0.278 acres)
Lot Dimensions	136 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1432 RUBY DR
City	YORKVILLE
State	IL
Zip	60560-0138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 358 AUTUMN CREEK PUD UNIT 2C, CITY OF YORKVILLE
Legal Subdivision	AUTUMN CREEK PUD
Legal Lot Number	358
Jurisdiction	KENDALL IL
Township / Civil Division	BRISTOL
Census Block Group	4
Census Block	4014
Census Tract	890402

Owner

Source: Kendall County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1432 RUBY DR, YORKVILLE, IL 60560-0138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Mar 2, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 30, 2016	Deed of Trust, Mortgage ANDERSON FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	May 2, 2024 · Amount on Record
Deed Document Number	202511408
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	May 6, 2026
Property Address	1432 RUBY DR, YORKVILLE, IL 60560-0138
Document Number	0000006410
Instrument Date	Apr 29, 2026
Instrument	20266410
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 RUBY DR, YORKVILLE, IL 60560-0138

Mortgage

Document Number	0000006410,
Date	May 6, 2026
Instrument	20266410

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1432 RUBY DR, YORKVILLE, IL 60560-0138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013690
Date	Sep 20, 2019
Instrument	201900013690

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 2, 2018
Property Address	1432 RUBY DR, YORKVILLE, IL 60560-0138
Document Number	0000002855
Map Reference	DOC201300021071
Instrument Date	Feb 20, 2018
Instrument	201800002855
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1432 RUBY DR, 1432, YORKVILLE, IL 60560-0138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 E RAILROAD ST, KINGSTON, IL 60145-8462

Mortgage

Document Number	0000002856
Date	Mar 2, 2018
Instrument	201800002856

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate	4%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1432 RUBY DR, YORKVILLE, IL 60560-0138
Document Number	0000000724
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1432 RUBY DR YORKVILLE IL 605600138, YORKVILLE, IL 60560-0138

Mortgage

Document Number	0000000724
Date	Jan 12, 2017
Instrument	724

Lender

Name	ANDERSON FIN'L
Type	Funding / Finance Company
Address	CHICAGO, IL 60614

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2032

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Bristol Township
Municipality	Yorkville City
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,982.00 (-27.09%)	$146,896 (+9.24%) Land $14,531 Building $132,365	$440,688 (+9.24%) Land $43,593 Building $397,095
2024	$12,319.00	$134,471 (+23.12%) Land $13,302 Building $121,169	$403,413 (+23.12%) Land $39,906 Building $363,507
2022		$109,223 Land $10,804 Building $98,419	$327,669 Land $32,412 Building $295,257

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORKVILLE serves 23,000 people · EPA ID IL0930250
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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