Polk County property record for 1432 Royer St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 1915 |
| Lot Size | 0.147 acres (6,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Sep 2026) |
| Tax Bill | $3,326 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2018 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110/05771-000-000 |
| Primary APN | 110/05771-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Bungalow |
| Exterior Material | Hardboard |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,400 sqft (0.147 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 72 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1432 ROYER ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | -EX N 18.78F- LOT 9 VAN VLIET MEADOWS |
| Legal Subdivision | VAN VLIET MEADOWS |
| Legal Lot Number | 9 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 300 |
Source: Polk County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit LINCOLN SAVINGS BANK |
| Jan 26, 2021 | Deed of Trust, Mortgage STATE SAVINGS BANK |
| Jul 16, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 16, 2021 | Warranty Deed, Transfer · Line of Credit GNB BANK |
| Aug 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Jul 16, 2021 · Amount on Record |
| Deed Document Number | 202660484 |
| Deed Book / Page | 20674 / 662 |
| Prior Transfer Date | Sep 25, 2026 |
| Prior Transfer Doc | 0000060484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Sep 30, 2026 |
| Property Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Document Number | 0000060484 |
| Book / Page | 20674 / 662 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202660484 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38,703.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Document Number | 0000060485, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 20674/664 |
| Instrument | 202660485 |
| Name | BANKERS TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005738 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 17007/0527 |
| Instrument | 2018-00005738 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLIVE, IA 50325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 225 36TH ST SW, ALTOONA, IA 50009-9604 |
| Document Number | 0000008497 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 18324/559 |
| Instrument | 2021-00008497 |
| Name | STATE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50265 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Feb 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 16, 2021 |
| Property Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Document Number | 0000075293 |
| Book / Page | 18647 / 945 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-00075293 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jul 16, 2021 |
| Property Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Document Number | 0000075294 |
| Book / Page | 18647 / 946 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-00075294 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Document Number | 0000075296 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-00075296 |
| Name | GNB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 16, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 29, 2018 |
| Property Address | 1432 ROYER ST, DES MOINES, IA 50316-1649 |
| Document Number | 0000017255 |
| Book / Page | 017056 / 000440 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 17255 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 551 14TH AVE NE ALTOONA IA 50009, ALTOONA, IA 50009 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,326.00 | $187,600 (+19.26%) Land $26,000 Building $161,600 | $187,600 (+19.26%) Land $26,000 Building $161,600 |
| 2024 | $3,326.00 (+62.09%) | ||
| 2023 | $157,300 Land $22,700 Building $134,600 | $157,300 Land $22,700 Building $134,600 | |
| 2020 | $2,052.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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