Whatcom County property record for 1432 Roy Rd, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 720 sqft · built 1928 |
| Lot Size | 0.101 acres (4,421 sqft) |
| Owner | Trust Name on File |
| Last Sale | $375,000 (Aug 2015) |
| Tax Bill | $8,230 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 522966 |
| Primary APN | 522966 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 4,421 sqft (0.101 acres) |
| Lot Width | 40 ft Width |
| Porch | Covered Porch |
| Porch Area | 48 sqft |
| Deck Area | 15 sqft |
| Heating System | Wood Furnace |
|---|
| Account Number | 522966 |
|---|---|
| Street Address | 1432 ROY RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-9375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | SUMMERLAND LOT 11 BLK 1-SUBJ TO ESMT TO WHATCOM CO WATER DISTRICT NO 12 REC AF 1202828 |
| Legal Range | 03 |
| Legal Township | 37 |
| Legal Section | 27 |
| Legal Subdivision | SUMMERLAND |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1202 |
1432 Roy Rd is held in a trust since August 2015.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3617 CAMERON AVE |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on File |
| Deed Sale | Aug 6, 2015 · Amount on File |
| Prior Sale | Apr 24, 2014 |
| Deed Document Number | 2150800604 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1432 Roy Rd was $8,230.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,230.00 | $920,059 Land $805,420 Building $114,639 | $920,059 Land $805,420 Building $114,639 |
| 2022 | $683,619 Land $589,723 Building $93,896 | $683,619 Land $589,723 Building $93,896 | |
| 2021 | $5,190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1432 Roy Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1979–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Nov 1998 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1432 Roy Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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