Charlotte County property record for 1432 Razorbill Ln, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,267 sqft · built 1992 |
| Lot Size | 0.293 acres (12,773 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (May 2026) |
| Tax Bill | $5,564 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 402308379002 |
| Primary APN | 402308379002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,267 sqft Living Area |
| Gross Area | 3,165 sqft |
| 1st Floor Area | 2,267 sqft |
| Utility Area | 98 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 12,773 sqft (0.293 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 72 sqft |
| Porch | Enclosed Porch |
| Porch Area | 392 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952623281401 |
|---|---|
| Street Address | 1432 RAZORBILL LN |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK711 LT 24 932/1072 1011/1973 2939/1134 3116/1901 DC3910/793-DML AFF4546/944 4546/952 UNREC DC-LBW |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 08 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 711 |
| Legal Lot Number | 24 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20101 |
1432 Razorbill Ln is owned and occupied by an individual who bought it in May 2026.
Source: Charlotte County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12375 MELOCK RD, VEVAY, IN 47043-8627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 3, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Deed Document Number | 20263646566 |
| Prior Transfer Date | Jan 30, 2020 |
| Prior Transfer Doc | 0045460952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 20, 2026 |
| Property Address | 1432 RAZORBILL LN, PUNTA GORDA, FL 33983-6014 |
| Document Number | 0003646566 |
| Instrument Date | May 20, 2026 |
| Instrument | 20263646566 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12375 MELOCK RD, VEVAY, IN 47043-8627 |
| Investor | Possibly a Property Investor |
| Document Number | 0003646567, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20263646567 |
| Name | NEW DAY FINANCIAL LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 3, 2020 |
| Property Address | 1432 RAZORBILL LN, PUNTA GORDA, FL 33983-6014 |
| Document Number | 0045460952 |
| Book / Page | 004546 / 000952 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 2791769 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 6367 COLORADO SPRINGS CO 809346367, COLORADO SPRINGS, CO 80934-6367 |
The 2025 property tax bill for 1432 Razorbill Ln was $5,564 with exemptions applied, down 1% from the year before.
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,564.00 (-9.98%) Homeowner's exemption Widower's exemption | $352,193 Land $40,800 Building $311,393 | $352,193 Land $40,800 Building $311,393 |
| 2024 | $6,181.00 (-3.1%) | ||
| 2023 | $6,379.00 (+15.81%) | $298,910 (-13.08%) | $334,148 (-2.84%) Land $46,000 Building $288,148 |
| 2022 | $5,508.00 | $343,907 Land $36,550 Building $307,357 | $343,907 Land $36,550 Building $307,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1432 Razorbill Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1432 Razorbill Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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