1432 Madison Ave, Covington, KY 41011 Property Records

Kenton County property record for 1432 Madison Ave, Covington, KY 41011

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4,100 sqft
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Apr 2019)
Tax Bill$3,113 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN055-13-08-021.00

Property Details

APN / Parcel Number

Primary APN055-13-08-021.00

Interior

Building Area4,100 sqft Finished Area

Exterior

Lot Area8,276 sqft (0.19 acres)
Lot Dimensions125 ft deep x 67.8 ft wide

Location & Zoning

Street Address1432 MADISON AVE
CityCOVINGTON
StateKY
Zip41011-3369
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Description0.19 ACS 67.75X125' ES MADISON 127.30' N OF E 15TH ST
Legal SubdivisionWESTERN BAPTIST THEO INST
Legal Phase1ST
Legal Lot Number647
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3029
Census Tract67100

Owner

1432 Madison Ave, a commercial property, is owned by two individuals who acquired it in July 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1432 MADISON AVE, COVINGTON, KY 41011-3369
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2019 · Amount on File
Deed SaleApr 19, 2019 · Amount on File
Prior SaleApr 28, 2015 · Amount on File
Deed Document Number201904 19 059 00139
Deed Book / Page6643 / 61
Last Transfer DateJul 3, 2025
Transfer Doc0005900137
Record UpdatedOct 29, 2026

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 19, 2019
Property Address1432 MADISON AVE, COVINGTON, KY 41011-3369
Document Number0000000139
Book / Page0C6643 / 000061
Instrument DateApr 18, 2019
Instrument139
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1432 MADISON AVE COVINGTON KY 410113369, COVINGTON, KY 41011-3369

Mortgage

Document Number140
DateApr 19, 2019
Book Page0C6643/000065
Instrument140
Lender
NameNEW HORIZON PROPERTIES LLC
Address3000 READING RD, CINCINNATI, OH 45206-1121
Agreement
TypeConventional with PMI
AmountAmount on Record
Term60 Months
DueApr 18, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 1432 Madison Ave was $3,113.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,000 (-) Land $40,000 Building $195,000$235,000 (-) Land $40,000 Building $195,000
2025$3,113.00$235,000 Land $40,000 Building $195,000$235,000 Land $40,000 Building $195,000
2023$3,130.00$235,000 Land $40,000 Building $195,000$235,000 Land $40,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1432 Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1432 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Madison Ave

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